Can rural endowment insurance be taken out?

1. Can the rural hukou old-age insurance be taken out? 1. According to national regulations, if one of the following conditions is met, the pension can be withdrawn: 1. The payer dies; 2, has reached retirement age, male 60 years old, female 50 years old; 3. Pay my immigration expenses. (2) Withdrawing pension Under normal circumstances, rural hukou can apply, and urban hukou can only transfer relationships. However, it should be noted that the expenses paid by the endowment insurance are managed by two accounts, namely, the individual account paid by the individual employee and the overall account paid by the unit for the employee. If you withdraw your pension, you can only receive the part paid by the individual. Most of the money is in the master account. Originally, there was not much money in the personal account, and only a part of it could be taken out of the personal account, even less, usually ranging from several thousand yuan to several hundred yuan, depending on the payment time period and payment grade. Second, the instruction to receive a pension can only extract a personal account. You can extract a personal account with the insurance handbook and go through the formalities of surrender to the social insurance institution. If the payment time has been 15 years, you can receive the pension, but the standard for calculating the pension is calculated from the year when the payment stopped (in this case, it is better not to receive the personal part). If the payment time is less than 15 years, you will not be able to receive a pension in the future. If he dies before retirement (60 men and 50 women), his relatives can only receive a part of his personal account and can't receive a pension. If you die after retirement, even if it is only one month, you can't get your personal part after receiving a one-month pension. 3. The rights and interests of the rural old-age insurance object are: 1) If the insured person dies during the payment period, all the principal and interest shall be paid by the individual and returned to his legal heir or designated beneficiary. 2) The insured receives a pension with a guarantee period of ten years. If a person dies after receiving a pension for less than ten years, the pension balance during the security period can be inherited. If there is no heir or designated beneficiary, the funeral expenses shall be paid in accordance with the relevant provisions of the rural social endowment insurance management institution. Those who have lived for more than ten years will receive pensions until they die. 3) The insured person moves from the county (city) to other places. If the rural social endowment insurance system has not been established in the place of immigration, all the principal and interest paid by individuals can be refunded to me. 4) When the insured person goes from rural to non-rural areas, such as recruitment, promotion of cadres, examination, etc., the insurance relationship (including funds) can be transferred to a new insurance track, or all the principal and interest paid by the individual can be returned to him.

Legal objectivity:

According to the Notice on Matters Related to Insured's Surrender (Private Letter [1994] No.39), surrender can be divided into normal surrender and abnormal surrender. Surrender due to one of the following three circumstances is considered as normal surrender: (1) The registered permanent residence of the insured object is changed from rural to non-rural registered permanent residence; (2) The rural social endowment insurance system has not been established in the place where the insured's household registration moves; (3) The insured dies within the payment period. Surrender beyond the above situation belongs to abnormal surrender. The procedure of surrender is as follows: 1. The surrenderer should write an application for surrender, specify the reasons for surrender, and attach relevant materials, such as entrance examination, recruitment, household registration and other materials, and go through the formalities at the township management agency. 2, the township management agencies to review the relevant certificates, and signed opinions, and will apply for surrender of the payment card, payment record card and submitted to the county insurance institutions. County-level insurance institutions re-examine the submitted materials, and calculate the amount of surrender if they meet the conditions for surrender. 3. According to the spirit of Document No.39 of the Ministry of Civil Affairs [1994], normal surrender and abnormal surrender should be calculated according to different standards. Normal surrender, according to the annual interest rate of 7.5% return interest. After deducting the management service fee and bearing interest at the compound interest rate of 7.5% per annum, the proportion of individuals returned collectively depends on the situation. The part of the collective subsidy that has not been returned to the individual is credited to the fund. In case of abnormal surrender, only the principal of insurance premium and the amount of collective subsidy paid by the insured person will be refunded. According to the principle that collective subsidies that have been credited to individuals will not be refunded and credited to the fund.