About buying housing provident fund in Guangzhou and buying a house in Shenzhen.

You can't take out the housing provident fund, because the housing provident fund is different from the bank card, and it can't be taken out by anyone who wants to take it out, because some units will pay you a part during the period, so after you leave your job, you can transfer the provident fund to your existing unit to continue paying. Now all enterprises and institutions have regulations, and you must pay three insurances and one gold. If the company doesn't pay you, you can wait until you retire at the age of 60, or use it to buy a house. Some regions stipulate that you can apply for quitting if you don't work, emigrate or get seriously ill within a few years after leaving your job. If you want to use the provident fund loan to buy a house in Shenzhen, the prerequisite must be to transfer from Guangzhou to your current work unit and continue to pay before you can apply for a housing loan. If the provident fund is suspended or sealed during the period, the provident fund will not accept your loan terms.