What is the age limit for Ping An Puhui to get a loan?

Conditions for applying for loan business: 1. Natural persons aged 18-65 years old; 2. The borrower’s actual age plus the loan application period should not exceed 70 years old; 3. Have a stable occupation and stable income, The ability to repay the principal and interest of the loan on time; 4. Good credit report and no bad records; 5. Other conditions specified by the bank.

1. Ping An Puhui

Ping An Puhui is a company affiliated to an associated company of Ping An Insurance (Group) Co., Ltd. of China that engages in financing guarantees, financing consulting, small loans and other businesses. General term. Assist small and micro business owners, individual industrial and commercial households, and ordinary working-class people to obtain professional loan services to support the development of China's real economy. After years of rapid development, Ping An Puhui has grown into a professional model in the industry in terms of comprehensive strength and corporate governance: it has an excellent international management team and rich credit business management experience; through facial recognition, micro-expression, artificial intelligence technology, feedback Innovative credit technologies such as fraud scanning continue to improve risk management and control capabilities, and the robust and leading risk management capabilities also continue to optimize asset risk performance; diversified loan solutions provide customized services for borrowers and provide high-quality borrowing options for the general public; at the same time, across the board Online application process and offline consulting services to continuously improve service experience. At present, Ping An Puhui's business covers more than 300 cities across the country. Its online remote team of more than 7,000 people provides professional consulting services 24/7. It has strong external business cooperation capabilities and has built a loan ecosystem. It has served more than 11 million customers in total. Helping them obtain more than 100 billion yuan in loans. Ping An Puhui will continue to adhere to the four driving forces of customer inclusiveness, product inclusiveness, channel inclusiveness, and social inclusiveness, and practice inclusive finance with the brand concept of "responsible finance, inclusive lending". In the future, Ping An Puhui will continue to strengthen the promotion of inclusive finance in the context of the Ping An 3.0 era, and is committed to assisting small and micro business owners, individual industrial and commercial households, and ordinary working-class people to obtain better loan services, and build the world's most trustworthy financial institution. , the inclusive financial brand preferred by customers.

2. Loans

Loans are a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must be returned. Loans in a broad sense refer to the general term for lending funds such as loans, discounts, and overdrafts. Banks invest their concentrated currency and monetary funds through loans, which can meet the society's need for supplementary funds to expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.