What are the job responsibilities of a bank teller?

Bank tellers have the following classifications, and different types of work have different contents:

1. Cash teller: The daily work is mainly engaged in the review and zeroing of various cash businesses. Counting banknotes, counting large amounts of cash, etc.

2. Ordinary tellers: engaged in various counter services, including handling various public and private businesses. Checking and settling accounts on the day, etc. They are the most common type of teller staff in banks.

3. Comprehensive teller: Mainly responsible for checking, supervising, and reviewing various accounts of ordinary tellers on the day. Explanation of special counter business handling procedures, inspection and supervision of the implementation of bank rules and regulations, etc. Receive, register and keep the valuable documents and important blank vouchers of the savings bank, handle the collection and handover of each teller; be responsible for the internal adjustment of cash for business use by each teller and the collection and handover of cash in the savings bank, and do a good job Register; handle internal transactions with the accounting department of the bank under jurisdiction; supervise tellers to handle special business such as savings loss reports, inquiries, collections, freezing and confiscation, and handle annual interest settlements of savings banks.

4. Low counter tellers or open counter personnel: They are provided by some larger business outlets with comprehensive business. The counter staff mainly handle non-cash businesses including personal consumption loans, personal housing loans, personal financial management (fund business, bank agency insurance business) and other non-cash businesses. This type of teller has relatively high requirements and must have certain basic knowledge and skills in personal loans as well as personal financial management knowledge.

1. The recruitment conditions for bank tellers are generally: (1) Over 18 years old; (2) Have full capacity for civil conduct; (3) Abide by laws and regulations, and have no violations of laws and disciplines; (4) Good health; (5) Have good professional quality and sense of responsibility; (6) Have teamwork spirit.

2. The asset size and after-tax profits of my country’s banking industry have increased significantly year by year. In 2011, the profits realized by China’s banking industry accounted for nearly one-third of the total profits of the global banking industry. my country's banking industry is developing rapidly. However, against the background of accelerated interest rate liberalization, intensified internal and external competition, and declining profit growth, banking and financial institutions must make corresponding strategic adjustments in business structure, resource allocation, and regional layout. As competition in the banking industry continues to intensify, banking financial institutions are paying more and more attention to tracking research on the industry development environment and market demand, especially in-depth research on changes in the banking business development environment and customer demand trends. Because of this, a large number of outstanding domestic banking institutions have emerged rapidly, gradually forming their own business characteristics and becoming industry leaders or newcomers.

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