What are the transfer procedures for second-hand housing transactions in Guangzhou?

1. Sign the tripartite agreement.

2. Sign the letter of intent for mortgage.

3. Submit all mortgage information.

4, return, supplementary information

5. Lend the same loan.

6. Payment, delivery and transfer of customs duties

7. Delivery of buildings

8, real estate license (you can check the process from the Internet)

Step 9 present

10, pledge

1 1. The Housing Authority issues real estate licenses and other rights certificates (you can check the progress online).

12. The bank obtained other authorization.

13, Lending, Second Process

1. Qualification examination of suppliers. Ask the seller to show the house ownership certificate, ID card and household registration book to see if the seller and the property owner are the same person. If not, check whether the seller holds a valid power of attorney issued by the property owner;

2. Review of housing property rights. The house property certificate must be a housing property certificate issued by the real estate management department at or above the county level, including the House Ownership Certificate and the Land Use Right Certificate. When examining the above documents, the purchaser must check the originals, and if necessary, he can go to the housing management department where the house is located to check the authenticity of the property right certificate.

3. Qualification examination of other houses listed and traded.

(1) If the house is jointly owned by several people, the seller shall provide the identity documents of all the co-owners and written documents agreeing to sell the house;

(2) If the house has been leased, the seller shall provide the written opinion of the lessee agreeing to sell it;

(3) If the house has been mortgaged, the seller shall provide a written document that the mortgagee agrees to sell the house;

(4) When purchasing public houses, it is necessary to know whether the purchased public houses are cost prices or standard prices, and the public houses purchased at standard prices must make up the cost at the time of transfer. Because the original unit of public housing generally reserves the preemptive right to public housing, the seller shall be required to provide the written opinion that the unit waives the preemptive right; In addition, the public houses of troops, hospitals and schools, due to their particularity, may not be sold without the consent of the unit;

(5) If the purchased house is a purchased public house or affordable housing, the seller must also provide a letter of approval from the * * department for its listing transaction;

(6) If you know that the house you want to buy belongs to the following circumstances, you must not buy it: the house that has been included in the demolition notice or the house that has been requisitioned by the state; Court or administrative department