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Is the green pass service for serious illness reliable? Is the overseas specific drug service deceptive? Is it really that good?
With the development of overseas medical science and technology, many specific drugs have been developed and listed. The core is that those specific drugs have achieved good therapeutic effects in clinic and brought new hope to patients and their families.
However, new problems have emerged. These specific drugs have not been tested and are not allowed to go on the market, so it is difficult to buy them in China.
The emergence of overseas special medical services has solved this problem. Below, Senior Sister will give you a good introduction to the contents related to overseas specific medicine services and what insurance products can be made.
Before we begin, please learn some insurance skills!
"Super complete! Everything you want to know about insurance is here.
1. What is the overseas specific medicine service?
From beginning to end, in the eyes of many cancer patients, "it is difficult to use drugs and expensive to buy drugs" is a major problem in their treatment process; In order to help the majority of patients solve the problem of drug use, the state has issued some regulations, so that Hainan Boao Lecheng International Medical Tourism Pioneer Zone gradually has a "minimal approval" import channel when it successfully obtains overseas special drugs that have not been approved for listing in China. Therefore, many overseas specific drugs that are not allowed in China can also be given to patients.
At present, only four hospitals, namely Boao Super Hospital, Boao Evergrande International Hospital, Ruijin Hospital affiliated to Shanghai Jiaotong University School of Medicine, Hainan Hospital (Hainan Boao Research Hospital) and Boao International Hospital, are qualified to sell overseas specific drugs; But these standards must be met: you must successfully pass the diagnosis of the designated specialist, write the relevant outpatient medical records and write a good prescription.
Roughly speaking, overseas specific drugs generally refer to overseas drugs that have not yet been listed in China. One way to obtain overseas specific drugs is to go to the pioneer area of international medical tourism in Boao Lecheng, Hainan, where there are related overseas drugs that are not listed in China; There is also a "purchase" through relevant institutions.
Regarding the current domestic demand for overseas specific drugs, the demand space is very large. Now, not only relevant institutions can "buy", but more and more urban customized commercial medical institutions (such as Huimin Insurance) also include overseas specific drugs in the new liability for compensation.
2. Which product provides overseas special medicine service?
Seeing this place, I think everyone has a general understanding of overseas special medicine services. Let's take a look at the current insurance market. What insurance products have overseas special medicine services?
According to Senior Sister, Tongfang Global Life recently upgraded the Versailles plus critical illness insurance service, which added a service related to overseas specific drugs, named Boao specific drug service.
Speaking of Tongfang Global Life, there may be some friends who don't know much about this insurance company. Those who are interested in this insurance company can click below to find out:
How about Tongfang Global Life, what products are there, which one is good, and in-depth analysis.
I suggest you take a look at the newly upgraded Versailles aggravated illness insurance service. Please see the picture below:
It is easy to see from the detailed map above that the upgraded green pass service of Versailles plus critical illness insurance has added CAR-T service, overseas multidisciplinary consultation service, overseas medical arrangement service and Boao special medicine service during this period.
Take Boao's special medicine service as an example. Boao special drug service is a third-party supplier entrusted by Tongfang Global Life Insurance, which mainly provides Hainan Boao Lecheng special drug service for malignant tumor patients with overseas special drug needs.
Generally speaking, for the insured who has insured Versailles plus critical illness insurance, if they want to obtain overseas special drugs, they can apply for Tongfang Global Life to use this service; In this way, the insured can buy the required specific drugs without leaving home.
More importantly, regarding the purchase of drugs, Boao's special drug service adopts one-stop service, from consultation to diagnosis, to the purchase of overseas special drugs. Tongfang Global Life has clearly arranged for customers.
At the end of the article, my friends want to know more about Versailles plus critical illness insurance. Details are as follows:
"Versailles plus critical illness insurance has returned heavily, and you must look at the in-depth evaluation before buying! 》
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