What is rural insurance?

National policy support is mainly reflected in: the collective subsidies of township (town) and village enterprises shall be paid before tax; The state preserves and multiplies the endowment insurance fund; Individual contributions and collective subsidies are recorded in individual names respectively. Generally, the insured object is agriculture and population whose rural registered permanent residence is not supplied with commodity grain by the state, and workers in rural agriculture, business and other industries, including employees of township enterprises, private teachers, township recruitment cadres and workers, all participate in the unified rural social endowment insurance. Regardless of gender and occupation, those who are 2 to 6 years old and under 2 years old can also be insured according to their economic affordability and future pension needs.

rural social endowment insurance is an important part of social insurance (non-commercial insurance), which is a social insurance system in which non-urban workers pay a certain amount of labor income, get help from the state and society when they lose their ability to work, and enjoy pensions. At present, the formation of rural social endowment insurance is the result of years of social, economic and cultural background accumulation, and the backwardness of rural economy is the most basic reason leading to endowment insurance.

the basic principles of rural old-age insurance are: the level of security is compatible with the development of rural productive forces and the affordability of all aspects; Old-age insurance is combined with family support, land security and social assistance; Rights and obligations are relative; Give priority to efficiency and give consideration to fairness; Self-protection is the main thing, supplemented by collective (including township enterprises and institutions) adjustment, and the state gives policy support; Government organizations are combined with farmers' voluntary participation. In the past, government subsidies were aimed at special people, but the scope of subsidies in the new policy of endowment insurance for urban and rural residents has been greatly expanded to include ordinary insured persons. For the insured payment personnel, the subsidy will be given in 3 yuan per person per year.