How is the bank administrator Pearson treated? Is there a future?

Bank administrators have a high salary and a bright future.

Speaking of the post of bank management student, I often see many students' complaints on the Internet:

However, in fact, every profession has been discouraged. At the moment when the employment situation is depressed, banks have become a hot topic in the eyes of fresh graduates because of their stable jobs and good welfare benefits. School recruiters often see a group of masters from prestigious schools fiercely competing for a branch to manage and train their quotations.

Even if thousands of people spit, there are still many graduates flocking to it. What is the charm of the students majoring in bank management? I'll take you to find out!

The following are all very dry dry goods. I remind you again that hahahaha, keep reading! ! ! Don't try to save it and read it later. The reliable research data is that after you collect it, 90% people will not open it again.

1. What is a student majoring in bank management?

Guan Peisheng's full name is management trainee. In order to cultivate management talents, he conducts internal training and job rotation. The term is usually two years, and many may last for three to five years.

Management trainee positions usually provide systematic and comprehensive training for fresh graduates with specific potential after the bank passes the recruitment examination, and finally screen out the talents with high-level management potential that the bank needs, and gradually promote them to the management level. This position generally has obvious advantages in the competitiveness of banks.

Bank management students are generally divided into these categories: bank branch management students, head office management students, head office oriented management students, and foreign bank management students. Among them, branch management students account for the most, accounting for more than 70%, and the head office accounts for about 30%. Most of the other two categories are rare.

Branch Guan Peisheng mainly rotates in various branches and sub-branches, including teller lobby managers and account managers. Due to trivial work, this is also the hardest hit area. At the end of the rotation period, you can participate in the competition to go to the branch or head office, but the competition is very difficult, and most of them work in the branch.

Most of the Guan Peisheng of the head office will be assigned to branches and sub-branches for grass-roots rotation. In addition to the rotation of tellers and account managers, there will also be rotation in compliance and risk control positions of branches. The total rotation period is usually three to five years. After the end, you can go back to the head office or stay in the branch through two-way selection.

2. What is Guan Peisheng's salary? Is it cost-effective?

In terms of salary, school enrollment income is generally divided into basic salary+bonus+welfare. The annual salary of provincial branches is about15-200,000. If you are a student managed by the head office, the annual salary can reach 200,000-300,000, which is a relatively good treatment.

For post-job work, if you go to the finance department, the front desk investment banking department, the financial market department and other departments, the treatment will be more generous; The credit approval department, legal compliance department and risk management department in the middle and back office mainly look at positions and levels, and the treatment of ordinary employees is average and relatively stable; If it is a position such as account manager, it mainly depends on the completion of performance indicators.

So, what is the cost performance of the students majoring in bank management? On the one hand, the bank's work is decent and stable, so you don't have to worry about layoffs when you are old. This is also the reason why bank jobs are so popular in recent years, except for the craze for postgraduate entrance examination.

On the other hand, state-owned banks have quite a lot of invisible benefits. For example, in addition to six insurances and two gold, there are various holidays (in addition to legal holidays and annual holidays, there are actually moving leave and children's vaccine leave, etc.). ), all kinds of holiday fees (generally each holiday 1k-2k), computer radiation fees, cold and heatstroke prevention fees, opening benefits, celebration fees and annual leave can be subsidized (or

For students who are comfortable, stable and not too ambitious, the bank is a proper place with stable development and high fault tolerance rate. Of course, banks also have some disadvantages, such as seniority, and promotion requires resources and relationships. There are also many "second generation" employees, but in general, they still have their shortcomings.

On the one hand, many people on the internet say that bank managers are too pit, because they don't know enough about the nature of the bank's work and there is a psychological gap; On the other hand, because the offer is in a bank branch or a small bank, the training mechanism is not perfect, and it is impossible to exercise and grow in rotation. The last position can only be a teller, and the salary is low, and there is no hope for future career development.

I suggest that when you apply for a job, you should first carefully understand the job function, rotation system and post setting of the position of Guan Peisheng in the company you are applying for, and try to avoid entering the bank with imperfect rotation mechanism of Guan Peisheng.

Therefore, Guan Peisheng's principle of choosing a job is: try to choose big banks and head offices. It is best to go to policy banks and foreign banks, followed by the head office where China, agriculture, industry and commerce have established diplomatic relations. If you can only go to provincial branches, try to choose areas with relatively developed economy.

3. How did Guan Peisheng achieve his career growth? Is there much room for future development?

Guan Peisheng's main advantages are that, on the one hand, he can let fresh graduates find the most suitable positions at the lowest cost, on the other hand, he can let a new banker quickly understand the complete structure and operation process of the bank within two years, and look at seemingly trivial daily work from a higher dimension, so that he can form a global view at the beginning of his career, which has great advantages for future career development.

Guan Peisheng's job rotation at the grassroots level is generally easy, but the biggest problem is that if he doesn't think hard and ask more questions, he will easily become a marginal figure who can't get in touch with his core business and his promotion will be limited. If you want to get a good chance of the final position, you must study hard, do more and summarize more.

In the rotation stage, you can often think about these questions: what business have you studied recently and which departments have you been to? What business do you think you are interested in and good at? Are you good at dealing with people, writing articles or being sensitive to numbers? What leaders have you met that you admire and dislike? What colleagues have you met who have helped you actively and deserve long-term friendship?

If you can answer these questions, then think deeply about whether there is anything you are good at and what banks need at present. If so, you can try to communicate with the leaders and take the initiative to undertake these tasks, and maybe you can win more chips for yourself when you set up a post.

As Guan Peisheng of the Head Office has experienced several rounds of job rotation, his future promotion direction is: professional experts (Guan Peisheng-business backbone-industry experts), senior managers (Guan Peisheng-management backbone-middle-level leaders) and regional business (Guan Peisheng-social backbone-branch leaders). Generally speaking, Guan Peisheng has more promotion opportunities and directions than a simple teller or account manager.