What bank is Xiamen collection?

It depends on which bank you apply for a loan.

The credit card just began to expire, and the first call was from the bank customer service staff. My attitude is relatively calm, but I simply emphasize that if I don't repay in time, it will affect my credit, reminding me to repay as soon as possible. After many phone calls, if the cardholder still fails to repay, the bank will entrust the case to a third-party collection company.