Is Xinhua Life Insurance a pyramid scheme?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

There is a saying: Xinhua Life Insurance cheated Xinhua Life Insurance and also cheated Xinhua Life Insurance. I am a college graduate, and it is difficult to find a job after graduation, so I was "recruited" by Xinhua Life Insurance. Later, I learned that their recruitment is actually a personal act, not a formal recruitment of the company. There are many "positions" for recruitment, including: reserve management cadres, personnel commissioners, senior account managers, backstage staff, claims commissioners, etc. In fact, it's just an excuse. So many recruitments are just for the purpose of developing the life insurance agents' offline in the company (they call it "adding staff"). In order to increase staff, they have gone to the point where they will do almost anything. 1, using "recruiting management cadres" to deceive candidates. The so-called "management cadre" is to start from the most ordinary salesman and build a team by constantly "adding staff". When the number of players reaches 8, the referee becomes the so-called "director". Of course, the director is not very good, and all the team members need to become full members, that is, each person's performance reaches 1 10,000 yuan in three months. Most people can't sell insurance at all, so they have to buy it themselves, so that the "director" can profit from it. Xinhua Life Insurance deceives people 2, confusing candidates with "salary". When they increase the number of employees, they promise to the candidates: "The monthly salary of the account manager is1500 ~ 3,000 yuan, and the monthly salary of the supervisor is more than 3,000 yuan, enjoying three gold." But in fact, the average newcomer can enjoy the "conditional basic salary" of 500 yuan for three months, and sell at least 3,000 yuan of insurance every month, otherwise they can only get 300 yuan. No longer enjoy the basic salary after March. This is far from their promise. Moreover, they also argued: didn't you get 3 thousand salary for selling 1 000 insurance? If you don't get paid, it means you have no performance. Who is to blame? The applicant had to swallow the bitter fruit. The so-called "three golds" do not exist at all. 3. All employees are recruiting. Recruitment is to increase the number of employees and develop offline. If the number of offline employees reaches a certain level, online employees don't have to sell insurance, and they can get high income every month. Therefore, in this kilometer, "recruitment is more important than selling insurance". You can often see the talent market and labor market on Saturday, and many people from the lobby of Xinhua Life Insurance come to ask people to fill out the "recruitment registration form". At the busiest time, almost one-third of the entire labor market hall was recruited by Xinhua Life Insurance. Their recruitment channels are: posting small advertisements, publishing newspapers, posting news on websites, inviting acquaintances to introduce them, and recruiting at random. How many people do they recruit every month? They have goals at the beginning of the month. In Kunshan and Wuxi, the recruitment of Xinhua Life Insurance is even more serious than "MLM". Xinhua Life Insurance deceived people and gradually took the bait. Their recruitment methods are very cunning. When a candidate sees a small advertisement and calls to ask questions, the recruiter usually asks questions first, such as education, work experience and so on. In short, the aim is to silence the candidate. When candidates insist on asking whether to take out insurance, they will ask: If you like taking out insurance, you can go to another insurance company. We recruit management cadres to be responsible for personnel management. . . . Then there is the second step, asking candidates to go to the company for an interview in the afternoon, which will let candidates fill out a form and master the detailed contact information. After that, they will pretend to be dissatisfied with the candidate's conditions and call it "playing hard to get". Then do some brainwashing, come up with a payroll with the highest salary, and seduce candidates. Finally, he will be asked to pay for the "training" in Suzhou on Monday morning. Going to Suzhou for training is the third step. Training is brainwashing. Most of the training content is about the company's distribution system and "increasing staff". Training places are like gathering places for illegal pyramid schemes. Well-organized, "lecturers" take turns to go into battle. Training for three days, come back to the next step, work, hundreds of dollars. After taking up the post, the first thing to do is to teach "newcomers" to recruit people. . . 5. Fake companies require applicants to have a minimum education of high school, but in practice, if they only have junior high school education or no education, the company will help them fake when they join the company.