Is easy financial management reliable?

Not reliable. Yi Rong Loan official website cannot be opened now, the official Weibo is in an unaudited state, and the parent company of Yi Rong Loan, Chengdu Yi Rong Times Investment Consulting Co., Ltd., is in an abnormal operation state. It was listed on the list of serious violations by Sichuan Provincial Market Supervision Administration. Being listed in the list of business anomalies and failing to fulfill relevant obligations for 3 years. Peer-to-peer lending has certain risks, so please choose carefully.

Network loan

Online lending is also becoming a trend. With the advantage of the Internet, all the steps of loan application can be completed without leaving home, including understanding the application conditions of various loans, preparing application materials and submitting loan applications, which can be completed efficiently on the Internet.

On 2017165438+10/2 1 day, the office of the leading group for special work on internet financial risks issued the notice on immediately suspending the examination and approval of online small loan companies, and decided that the supervision departments of small loan companies at all levels should not approve new online (internet) small loan companies, and prohibit the new batch of small loan companies from crossing provinces.

2065438+August 8, 2008, the National Mutual Fund Remediation Office issued the Notice on Submitting the Debt Avoidance Information of P2P Platform Borrowers to all provinces (autonomous regions and municipalities directly under the Central Government) and Shenzhen Mutual Fund Remediation Office (hereinafter referred to as the Notice), requiring P2P platforms to submit the information of Lao Lai as soon as possible.

2065438+September 4th, 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of Credit Information System in P2P Online Lending, which supported the operating P2P online lending institutions to access the credit information system.

Online lending needs strong institutional support. Because the whole process must be carried out on the network platform, it is necessary to build a strong credit system to support online lending. This system must be able to accept loan applications, comprehensively analyze customers and finally issue loans.

Due to the huge daily transaction volume of C2C platform, the manpower, material resources and financial resources spent by this powerful system are unbearable for any commercial bank. Therefore, relevant government departments and trade associations must coordinate and communicate, so that every commercial bank can participate. With the expansion of such loans, the final loan cost will have a great cost advantage over conventional loans.