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Will the 4s fixed loss be deliberately set high?
Automobile loss determination process
Contact the insured in time after receiving the report, and get the general cause of the accident and vehicle information by telephone. If there is a scene, you need to rush to the scene to take photos during the agreed time, first understand the accident mechanism, determine whether it belongs to the insurance liability, and whether the traffic police need to make a survey decision, then make a maintenance plan and prepare a survey report.
If you need to disassemble the maintenance plan mentioned in the claim data collection, you should go to the repair shop to take photos of the internal parts to determine the damage. After the fixed loss is verified, inform the insured whether to agree with the amount after the fixed loss. If there is no objection, you can start to claim. The survey personnel of the insurance company in the same city are generally responsible for the auto insurance damage assessment. Surveyors need to judge the responsibility from the traces of the accident site, so the owner should insure the site in time after the traffic accident.
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