What kind of unit does the county branch of the People's Bank of China belong to? Organ? Career? Or?

County-level sub-branches of the People's Bank of China are dispatched offices of higher-level banks, and are staff-based institutions.

1. The People's Bank of China is a state institution and a part of People's Republic of China (PRC) and the State Council. The head office of the People's Bank of China is a state organ, and the branches of the People's Bank of China are not legal persons.

2. The head office staff of the People's Bank of China belong to national civil servants, and the branch staff belong to bankers. The National Editorial Board only provides the staff of the head office of the People's Bank of China with the establishment of national civil servants, and the staff system implemented by the branches of the People's Bank of China enjoys the treatment of career establishment.

3. The county-level sub-branch of China People's Bank is the agency of the central bank. Article 13 of the People's Bank of China stipulates: "The People's Bank of China shall set up branches as the dispatched offices of the People's Bank of China according to the needs of performing its duties.

4. The People's Bank of China shall exercise unified leadership and management over its branches, and the branches of the People's Bank of China shall, under the authorization of the People's Bank of China, maintain financial stability in the region and undertake relevant business. "

Extended data:

Main business:

1, monetary policy.

The Monetary Policy Committee of the People's Bank of China is an advisory and deliberative body of the People's Bank of China in formulating monetary policy.

According to the Law of the People's Republic of China on the People's Bank of China and the Regulations on the Monetary Policy Committee of the People's Bank of China promulgated by the State Council, the Monetary Policy Committee of the People's Bank of China was established on July 1997 with the approval of the State Council.

Article 12 of the newly revised Law of the People's Bank of China on February 27th, 2003 clearly stipulates: "The People's Bank of China shall set up a monetary policy committee. The responsibilities, composition and working procedures of the Monetary Policy Committee shall be formulated by the State Council and reported to the NPC Standing Committee for the record.

The Monetary Policy Committee of the People's Bank of China should play an important role in the formulation and adjustment of national macro-control and monetary policy ". ?

The main tools of monetary policy are: open market business, deposit reserve, central bank loans, interest rate policy and standing loan facilities.

2. Supervision and audit.

Banking law is the legal basis of banking supervision. The purpose of bank supervision is to ensure the vitality of the banking system and protect the interests of depositors by monitoring the credit and liquidity of banking institutions. In addition, the People's Bank of China plays a particularly important role in China's financial reform.

The People's Bank of China supervises financial institutions by analyzing periodic reports and on-site audits.

Closely related to bank supervision is the supervision of the payment system. The central bank has the responsibility to maintain the normal operation of the national payment, clearing and settlement system. The People's Bank of China has always been committed to developing its own payment system and working closely with other banking institutions to make the payment systems operated by these financial institutions more efficient and secure.

The People's Bank of China is improving its ability to closely monitor the daytime positions of banks in the payment system.

3. Payment system.

The People's Bank of China is the organizer, promoter and supervisor of China's payment system construction, while the People's Bank of China shoulders legal responsibilities such as "maintaining the normal operation of the payment and settlement system".

Construction and operation of the second generation payment system, central bank accounting data centralized system, national check image exchange system, local and foreign currency payment system and other important business systems, to provide low-cost and efficient public clearing platform for financial institutions and financial markets, accelerate social capital turnover, and promote rapid economic and financial development.

Branches of the People's Bank of China at all levels provide settlement account services for branches of commercial banks at all levels. In addition, they also open settlement accounts for some government agencies and institutions to provide payment services. For example, the Postal Savings and Remittance Bureau has also opened a settlement account with the People's Bank of China.

The People's Bank of China does not allow overnight account overdraft, because most transactions are settled in batches at the end of the day, so the concept of daytime overdraft is not applicable, except for the electronic interbank system, in which there must be enough funds in the account to issue payment instructions.

In addition to the settlement of payment transactions processed through the payment system of the People's Bank of China, the settlement account is also used to settle net positions generated by other payment systems (such as the electronic fund exchange system of the commercial banking system).

In order to maintain the normal operation of the payment, clearing and settlement system, the People's Bank of China not only performs its general supervisory duties, but also provides a fund transfer network for the vast number of banking institutions, namely, more than 2,000 clearing banks nationwide, the national manual interbank system and the national electronic interbank system. These payment systems play a neutral role in the competition among banking institutions.

The People's Bank of China exerts certain influence on the payment services provided by commercial banks through business terms, processing procedures, loan terms and charging policies.

4. Credit service.

Credit policy is an important part of macroeconomic policy. It is an important means for the People's Bank of China to guide, regulate and supervise the total amount and investment of financial institutions according to the requirements of national macro-control and industrial policies, so as to continuously optimize the investment of credit, realize the optimal allocation of credit funds and promote economic restructuring. It is an important duty of the People's Bank of China to formulate and implement credit policies.

5. Manage the national treasury.

The central bank began to manage the national treasury in 1985, and the Regulations on the National Treasury promulgated in 1985 stipulated: "The People's Bank of China specifically manages the national treasury. Organizing and managing the national treasury is an important responsibility of the People's Bank of China. "

Since then, the basic position of the People's Bank of China in treasury management has been scientifically and accurately expressed. Since then, the detailed rules for the implementation of the Treasury Regulations (1986, 1989), the Budget Law (1994), the Regulations for the Implementation of the Budget Law (1995) and the Law of the People's Bank of China (650

According to this basic orientation, the treasury system of the central bank was established.

Since then, the basic position of the People's Bank of China in treasury management has been scientifically and accurately expressed. Since then, the detailed rules for the implementation of the Treasury Regulations (1986, 1989), the Budget Law (1994), the Regulations for the Implementation of the Budget Law (1995) and the Law of the People's Bank of China (650

According to this basic orientation, the treasury system of the central bank was established.

6. Credit management.

According to the Law of the People's Republic of China on the People's Bank of China, the Company Law of People's Republic of China (PRC), the Regulations on the Administration of Credit Information Industry and other laws and regulations, the People's Bank of China performs its duties of supervision and management of credit information institutions according to law, and the branches of the People's Bank of China perform their duties of supervision and management of credit information institutions within its jurisdiction within the scope authorized by the Head Office. ?

In May 2008, the Credit Information Center officially held a listing ceremony in Shanghai, registered in Pudong New Area, Shanghai. The Regulations on the Administration of Credit Information Industry (hereinafter referred to as the Regulations), which came into effect on March 20 13, clearly stipulates that the credit information system is located in the basic database of financial credit information established by the state, and the credit information center has credit information branches in 3/kloc-0 provinces and 5 cities with separate plans.

1997, People's Bank of China began to build a bank credit registration consulting system (the predecessor of enterprise credit information system). From 2004 to 2006, the People's Bank of China organized financial institutions to build a national centralized and unified credit information system for enterprises and individuals. By the end of April 20 15, the credit information system had collected more than 860 million natural persons and nearly 20.68 million enterprises and other organizations. The credit information system comprehensively collects the information of enterprises and individuals.

Baidu Encyclopedia-China People's Bank