The Financial Management Department interviewed 13 network platform enterprises. What financial chaos have you encountered?

I have never encountered financial chaos, but I often see some people fall into the routine of financial chaos on the Internet. In recent years, financial traps have been refurbished, confusing and concealed, which makes people hard to prevent. However, we can focus on the following key areas:

1. Investment trap. Including futures, gold, silver and other precious metals trading, spot crude oil, foreign exchange trading, postal currency card trading, agricultural products trading, tea trading and so on. For example, various leveraged foreign exchange trading platforms registered in Hong Kong, Australia, the United States, the United Kingdom and other places, the servers are built outside the mainland, and under the supervision of the local supervision bureau, virtual trading platforms are built to tamper with market data. Most new investors can taste the sweetness of profit. Use trading slip points to edit data and defraud huge profits. Domestic postal currency card trading platform takes high income as bait to attract investors to download the platform for more market investment, and then manipulate prices, harvest customers or run away.

2. Financial trap. Including bank products changing into insurance, financial products flying orders, high-yield P2P platforms, illegal fund-raising in the sharing economy, etc. For example, in recent years, more financial management has become insurance, which makes customers hard to prevent; Kunming Pan-Asian Financial Platform manipulated the price of the platform by trading the spot and trading platform, forming the spot price upside down and attracting investors. Finally, the capital chain broke, and about 200,000 investors lost 40 billion assets. Xinyuan Sharing, under the banner of national sharing economy and in the name of exchanging consumption for investment and high cash back, publicized everywhere to attract people to join, and was finally investigated and dealt with by relevant departments. There is also a 3M financial mutual aid platform, which promises an annualized rate of return of more than 300%. Eventually, due to the unsustainability of the latecomers, investors suffered heavy losses.

3. Financial consumption trap. Bank card theft, third-party payment, QR code fraud, etc. For example, some unauthorized third-party payment companies, cross-regional distribution machines, online sales machines, customers do not settle accounts on time after swiping their cards, or even run away.

4. Original shares are fraudulent. Taking listing on the New Third Board or overseas as bait to fool investors into buying at a high price is actually illegal fund-raising for other purposes.

5. Virtual currency trap. With blockchain technology as the slogan and digital currency as the cover, pyramid schemes are carried out, and free mining machines are registered to attract new customers, and customers are encouraged to buy mining machines, so as to increase the amount of mines and obtain greater benefits. In the end, investors gradually entered the market, and the more they invested, the more they took over for the banker.