I want to ask about the commercial insurance of the staff in Africa!

Accident insurance: Insiders of the insurance company said that accident insurance can actually be purchased in the Mainland. In this regard, various insurance companies have developed relatively rich products for studying abroad and overseas tourists, which can have a comprehensive guarantee. There is little difference between insurance coverage and the amount bought abroad, but the premium is much cheaper. Medical insurance: I think it is better to buy a lot of foreign insurance, which is convenient for reimbursement. The medical expenses were brought back quickly, and the embassy also recognized them. I tried to buy it in China, and it was very troublesome to reimburse it when I came back. You must retrieve all the documents one by one. Some hospitals didn't ask him for documents, but they didn't give them to you. Work-related injury insurance: Some countries in the world require foreigners to apply for work-related injury insurance when they go to work in that country. Therefore, Article 42 of the Regulations on Industrial Injury Insurance stipulates that if an employee is sent to work abroad and should participate in local industrial injury insurance according to the laws of the country or region where he goes, he will participate in local industrial injury insurance and his domestic industrial injury insurance relationship will be suspended; Can not participate in local industrial injury insurance, its domestic industrial injury insurance relationship is not suspended. This provision not only protects the interests of expatriates, but also facilitates the management conclusion of social insurance agencies: industrial injury insurance and medical insurance are purchased abroad, and accidental injury insurance is purchased at home. Many large insurance companies have this kind of insurance sales.