Can investors get their money back after p2p explosion?

This is almost impossible. A large part of the money on the P2P platform has disappeared due to overdue foreign exchange or fraudulent compensation by borrowers, platform operating expenses and other reasons. The rest of the money can only be returned in proportion to the investor's investment.

1. With the economic development of China, many financial innovation platforms have emerged. At the same time, many platforms closed down due to the difficulty of competing for payment, resulting in huge investment losses. In recent years, there are Chinese Business Alliance, Defeng Lida, Golden Boys Institute, Zhide Finance, Linshan Finance, Chinese Enterprises, Zhuo Da Group, Zhonglian Silicon Valley, Huaying Gloria, Huaxia Dingxing, Lian Bi Finance, Huaxia Wanjia, Huangjia, Jinxi Manor, Aiqianbang, Guangxin Investment, Net Trust Finance, Letou Wealth, Zhongsi Derong, Nahong Wealth, Fuxin Wealth, Qian Shengqian. Most P2P platforms will be liquidated in case of lightning storm, and the lent money will also be distributed to the staff. If some small companies run away directly, the courts and criminal police will also be afraid that professional accountants will enter liquidation.

2. If you owe money, you will issue an iou through the court. It can be said that there is no such law at present, and you can borrow money without paying it back. Some people say why enterprises go bankrupt without paying back the money of ordinary people. In fact, our country has regulations. The legal basis for a company to assume the liability for liquidation within the scope of bankruptcy property is the Company Law of People's Republic of China (PRC) (hereinafter referred to as the Company Law). Article 3 A company is an enterprise legal person, with independent legal person property and legal person property rights. The company is liable for its debts with all its property. Shareholders of a limited liability company shall be liable to the company to the extent of their subscribed capital contribution; Shareholders of a joint stock limited company shall be liable to the company to the extent of the shares subscribed by them.

But if the company has no property to repay, then the money of ordinary people may really be wasted. Therefore, when borrowing money or investing, we must carefully and thoroughly examine the qualifications of the other company. Raise risk awareness, so fund-raising, issuing false bids or raising funds by oneself are all illegal fund-raising crimes. The correct approach of online lending platform should be to assume the role of information intermediary between borrowers and borrowers, that is, to hand over investors' money to borrowers point to point, and the intermediary can charge a certain service fee. However, once a pool of funds is formed, false bids are issued, or investors' money is taken for themselves, it violates the criminal law. Now many actual controllers of the platform have been arrested.