Does Ping An Pratt & Whitney China Aviation Trust collect credit information?

The money of Ping An Pratt & Whitney AVIC Trust is on credit. If the repayment is overdue or unpaid, the credit report will show that the AVIC Trust is a financial institution of a foreign-invested enterprise established by a large state-owned enterprise and overseas investors and approved by the China Banking Regulatory Commission and the China Ministry of Commerce. At present, its main business scope includes private investment banking, asset management and wealth management.

Influence of credit investigation

Credit information will affect personal loans, such as mortgage, car loan and credit loan. If there is a bad record, the bank will refuse the loan. If the credit information is not good, the application for a credit card will be rejected, which will have an impact on recruitment, job hunting, renting a house and even going abroad for a visa. If the user's credit information is not good, it will be blacklisted by the central bank, which will bring a lot of inconvenience to life.

Loans and credit cards, when handling loans and credit cards, banks will check personal credit records. If the user's credit information is tainted, it will affect the application result and job search. Some big companies will check their credit records during the interview or when new employees join the company. If their credit history is problematic, the company will also consider whether to hire them.

Financial wealth management products, when purchasing insurance wealth management products with higher premiums, insurance companies will also refer to the credit records of the insured, and it is impossible to insure the insured with tainted credit records. Government preferential policies and activities with bad credit records cannot be enjoyed by some governments, and enterprises under their names cannot participate in government bidding activities.