How many years must Xi An Medical Insurance retire?

Xi. Retirement with Medicare requires payment 15 years, or 10 years to reach the statutory retirement age.

Xi implements the basic medical insurance system for urban workers. If you want to enjoy medical insurance benefits, you need to participate in medical insurance and pay medical insurance fees. For those who have already participated in medical insurance, they need to meet certain retirement conditions to receive medical insurance benefits. Xi stipulates that the retirement of urban workers must meet one of the following conditions: 1. Participate in the basic old-age insurance for employees and urban residents for a total of 15 years; 2 according to the provisions of the state to enjoy pension insurance benefits, to reach the statutory retirement age. It should be noted that, in either case, the insured person needs to pay 12 months continuously within one year before retirement; At the same time, if the payment is less than 15 years, the medical insurance treatment standard shall be determined according to the proportion of the actual payment period. Meet the above conditions, urban workers can receive pension insurance benefits including medical care after retirement.

Can I apply for surrender if I don't meet the retirement conditions? Of course. Individuals who do not meet the retirement conditions of medical insurance or who meet but are unwilling to continue to pay medical insurance premiums may choose to apply for medical insurance surrender. However, it should be noted that once you surrender, you can no longer join the medical insurance, which may lead to insufficient medical insurance in the future.

Paying medical insurance is one of the important rights and interests of urban workers, and it is also a necessary condition for obtaining medical security. Knowing the retirement situation of Xi 'an medical insurance can help the insured to better plan their own pension plan and medical security.

Legal basis:

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.