Job Recruitment Website - Property management - The car was parked in the community and was hit. How can the other party compensate?
The car was parked in the community and was hit. How can the other party compensate?
2. Secondly, if the perpetrator cannot be found and the vehicle has been insured, you can also find an insurance company;
Finally, if the vehicle is not insured and the perpetrator is not found, it depends on whether the property management company should bear the responsibility. According to China's "Property Management Regulations" and "Contract Law", the obligations and responsibilities of property management enterprises depend on the stipulations of the property service contract and whether the owner has signed a vehicle storage agreement with the property. If not, the property has no direct responsibility. If there is a problem with the property, then the property company should bear the responsibility.
How to claim compensation from insurance company in case of traffic accident;
1, as the insured claims from the insurance company, we must first understand the conditions of insurance claims. The accident vehicle must meet the following four conditions at the same time:
(1) insured vehicle loss;
(2) losses within the scope of insurance liability;
(3) It does not belong to the exclusion liability;
(4) It is a necessary and reasonable expenditure.
2. After the insurance accident, in addition to reporting to the public security traffic police department, it should also report to the insurance company within 48 hours in accordance with the provisions of the motor vehicle insurance clause. If someone is sent to report the accident, it shall truthfully state the accident, provide insurance policies and insurance premium receipts, and fill in the notice of accident as required; If it is too late to send someone to report the case, you can call the police first, and then tell the insurance company what happened after the accident is handled, and fill out the notice of danger. According to the provisions of the insurance clauses, when the insured vehicle is damaged due to an accident within the scope of insurance liability, or the property of a third party is damaged, the principle of "repair first and then compensate" should be adhered to, but before the repair, the insurance company must make a loss assessment to determine the repair items, methods and expenses. After being sent to the repair shop for repair, keep the maintenance invoice. Provide necessary materials to claim compensation from the insurance company.
3. After the third-party liability accident compensation, the insurance company will no longer bear any additional compensation expenses for the injured third party. After the loss of the insured vehicle or the property of a third party, the remaining part shall be returned to the insured at a fixed price after consultation between the insurer and the insured, and deducted from the indemnity. When the total loss compensation or partial loss compensation of the insured vehicle is equal to the total insured amount, the insurance liability of the vehicle loss insurance is terminated. However, during the insurance period, no matter one or more losses or expenses within the scope of insurance liability occur, as long as each compensation does not reach the insured amount, its insurance liability is still valid.
Legal basis:
Article 73 of the Road Traffic Safety Law, the traffic administrative department of the public security organ shall, according to the on-site inquest, inspection, investigation and relevant inspection and appraisal conclusions of the traffic accident, make a traffic accident identification in time as evidence for handling the traffic accident. The traffic accident certificate shall state the basic facts, reasons and the responsibilities of the parties, and shall be served on the parties.
"Regulations on Property Management" Article 2 Property management as mentioned in these Regulations refers to the activities that the owners employ property management enterprises, and the owners and the property management enterprises carry out maintenance, conservation and management of the houses, supporting facilities and related sites in accordance with the property service contract, so as to maintain the environmental sanitation and order in the relevant areas.
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