Notes on withdrawal of Jinan provident fund

Notes on withdrawal of Jinan provident fund

Every urban employee must pay individual housing provident fund from the date of joining the work to the time of retirement or termination of labor relations; The employee's unit should also pay the housing provident fund for employee subsidies as required. Next, I will sort out the instructions for the withdrawal of Jinan provident fund, hoping to help you!

Extraction condition

Workers in any of the following circumstances, you can extract the balance of housing provident fund storage in personal accounts according to regulations:

(a) the purchase, construction, renovation and overhaul of self-occupied housing (hereinafter referred to as self-occupied housing);

(two) to repay the principal and interest of the purchase of self-owned housing loans;

(three) there is no self-owned housing in this city and the rent is paid by renting commercial housing or public rental housing;

(four) to enjoy the minimum living guarantee for urban residents and pay rent or property management fees;

(5) Paying property fees;

(six) unemployment or termination of labor relations with the unit for more than two years, and men over 50 years of age, women over 45 years of age;

(seven) to terminate the labor relationship with the unit and leave the city;

(eight) to go abroad (border) to settle down;

(9) formal retirement;

(ten) completely lose the ability to work, and terminate the labor relationship with the unit;

(eleven) dead or declared dead;

(twelve) other circumstances identified by the housing provident fund management committee.

Extraction of certification materials:

(1) Materials to be provided for house purchase:

1. If you buy a commercial house in this city, you should provide the Real Estate Registration Certificate (hereinafter referred to as the Property Ownership Certificate) and the deed tax payment certificate of the purchased house; If the real estate registration certificate has not been obtained, the commercial housing sales contract registered in Jinan real estate registration system and the full purchase invoice uniformly printed by the tax authorities or the full advance payment of Jinan real estate enterprises shall be provided.

2, the purchase of the city's stock of housing, should provide the purchase of housing "real estate registration certificate" (hereinafter referred to as "all of housing") and deed tax payment certificate.

3, according to the relevant provisions of the housing reform policy to buy the city's own housing, should provide the purchase of housing "real estate registration certificate" (hereinafter referred to as "all of housing") and full purchase invoices, or housing reform distribution table and full purchase invoices.

4, the purchase of the city's own housing demolition and resettlement, should provide a valid proof of housing demolition and resettlement agreement and payment of all housing price difference.

5. If you buy your own house in a different place, you should provide the real estate registration certificate (house ownership certificate), the deed tax payment certificate, the full purchase invoice uniformly printed by the tax authorities and the commercial housing sales contract.

(two) construction, renovation, overhaul and extraction of materials should provide:

1. Employees who build, renovate or overhaul their own houses shall provide supporting materials: approval documents of relevant departments at or above the town level for construction, renovation and overhaul, real estate registration certificate (property right certificate) or collective land use certificate (homestead use certificate), invoices for purchasing building materials or project budget sheets.

2, included in the residential building energy-saving renovation project, borne by the individual residents, you can withdraw the housing provident fund. When extracting, employees should provide payment vouchers and certification materials issued by the project implementation unit.

(three) the proof materials that should be provided to repay the principal and interest of the own housing loan:

1. Employees who repay the housing loan of a commercial bank for the first time with their own houses shall provide proof materials: the borrower's personal credit report issued by the People's Bank of China, the commercial housing sales contract and housing loan contract registered in Jinan Real Estate Registration System, and the valid proof materials issued by the loan bank that have been repaid for one year (the last twelve issues).

2. If the employee repays the housing loan of the self-owned housing commercial bank and withdraws it again, it shall provide all materials except this item 1 "Personal Credit Report of the Borrower issued by the People's Bank of China".

3. If the employee repays the housing provident fund loan in this city, the borrower and spouse only need to provide identification materials that meet the provisions of Article 9 of these Rules, and if * * * has property rights, they need to provide the purchase contract; Workers who repay the housing provident fund loans of the provident fund center and the housing provident fund loans in different places shall provide materials in accordance with the provisions on the repayment of housing loans of commercial banks.

operation sequence/order

1. When the employee withdraws the housing provident fund, the extractor or agent shall go through the audit formalities at the provident fund center with relevant certification materials. The provident fund center that meets the conditions for withdrawal shall immediately review, and if the relevant information provided by the applicant needs to be investigated and verified, the provident fund center shall make a decision on approval or disapproval of withdrawal within 3 working days from the date of accepting the application, and notify the applicant.

2. With the approval of the provident fund center, if the payer can provide himself with an interbank settlement account for depositing the provident fund, he can go through the withdrawal and payment procedures at the window of the provident fund center; If it cannot be provided, you can go through the withdrawal and deposit procedures in the bank with the certificate of housing provident fund deposit issued by the provident fund center.

3. Workers in suburban counties (Zhangqiu District, Changqing District, Pingyin County, Jiyang County and Shanghe County) who withdraw housing provident fund shall submit the required application materials to the local deposit bank for preliminary examination, and the deposit bank shall report to the provident fund center for examination. After passing the examination, the bank shall go through the withdrawal and payment procedures.

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