Does Chengdu need qualifications to buy villas?

Whether a villa in Chengdu needs to buy a house depends on which region. The villas in Chengdu High-tech Zone, Tianfu New District, Chengdu Zhiguan District, Wuhou District, Qingyang District, chenghua district and other areas are all restricted, and they need the qualification to purchase houses. In Chengdu, villas in areas that are not limited to purchase, such as qingbaijiang district, Jintang County and Xinjin County, are not limited to purchase, so there is no need to buy a house.

How to choose a villa

1, villa area

Before buying a villa, we must first make clear our own needs, whether the villa is occupied or invested. Only when the relevant needs are clear can we consider the transportation or surrounding facilities of villas, and the value of villas in different regions is different.

2. Pay attention to landscape design

Although many villas can push windows and have gardens, they still lack the design of contact with nature and landscape. Therefore, we must pay more attention to landscape design when buying.

3. Reasonable functional layout

Functional layout is also one of the key points of purchase. A self-occupied villa considers the needs of the family, such as the comfort and functionality of living, not only the indoor style and scenic spots, but also the structure is very important.

4. Promote circle communication.

It is best for villas to build a social platform in the form of circle communication, and communicate in some relatively concentrated areas or public facilities.

Precautions:

1, villas usually have gardens. If it is a single villa, the garden area will be larger, so the "garden" is also a highlight of villa sales. But after careful analysis, the property owner can't actually enjoy the ownership of the garden, because the garden of the villa is generally surrounded by nurseries and fences, and this area will not be reflected in the real estate license.

In addition, according to the property law, these rights should belong to everyone. Unless the garden area is reflected in the real estate license, it cannot become a property right.

2. The loan ratio of villas is lower than that of houses, and the maximum loan ratio of banks is generally controlled at 50%. In addition, it is also affected by the total house price and the credit status of the lender. In addition, the purchase of villas can not apply for provident fund loans, only commercial loans.