Fancy promotion in the property market should be the lamb of "debt"

With the improvement of living standards, most families have cars at present, and the convenience of travel also makes go on road trip, a new type of holiday, recognized by car owners.

Of course, traffic jam has become a big inertia problem.

A friend who often travels on holidays sent a message saying that he was stuck in the road of traveling and was in a dilemma. According to the data of the Ministry of Culture and Tourism, the number of tourists during the National Day holiday this year is expected to reach nearly 800 million.

If traffic jams have consumed more than half of our holidays, then parking spaces in scenic spots are definitely a maddening problem.

Because there are too many tourists driving by car on weekends and holidays, the parking lots in many scenic spots are very anxious and even have long queues. Seeing that the scenic spot is close at hand, you can't stop and go in. I believe many friends in go on road trip have a deep understanding.

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Therefore, everyone who has a car knows the importance of parking spaces. Many families will consider parking spaces together when buying a house, and even many local properties are sold with parking spaces.

Although there are regulations that prohibit bundling, some marketing strategies of developers are untenable, such as what parking spaces are tied to the 3- 17 floor, and there is no parking space binding between the bottom floor and the top floor. Buyers who want a golden floor must buy a parking space. Many people will accept this kind of sales bundle in order to buy the ideal floor in the long run.

Some owners want to snap up parking spaces closer to their own buildings, which is one of the reasons why the news of sky-high parking spaces comes out from time to time.

Everyone who lives in a big city knows that it is difficult to find a parking space.

Recently, a news that "1.5 million parking spaces are paid in one lump sum, and the developer returns 1.5 million every year, 1 year" has attracted everyone's attention. I believe many people around me have encountered this marketing method.

Faced with the temptation of getting a parking space for nothing, many netizens began to stir.

However, the reality is that the parking space is white and the house is not white. I hope that property buyers can see this clearly and treat it calmly.

Especially at such a sensitive moment, the financing of housing enterprises is blocked, and buyers are constantly "suppressed" by mortgage interest rates. Under various difficulties, developers are still in a hurry and have to try their best to attract buyers.

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In the past two years, the property market has been cold again. Under the influence of "no speculation in housing", the property market bubble in Jin Jiu this year is a foregone conclusion, and the transaction volume of the property market in the first ten weeks of Silver also showed signs of fatigue.

According to the monitoring data of Zhuge Housing Search Data Research Center, in the 40th week of 20 19, the number of new commercial housing transactions in key cities was 1 1280, which was 6 1.36% lower than last week.

When the local CBRC strictly controlled the excessive inflow of funds into the property market, the decrease in the transaction volume of the property market undoubtedly closed a window of financing channels for developers.

According to Zhuge's statistics of 80 listed real estate enterprises, the interest-bearing liabilities of real estate enterprises increased further in the first half of 20 19, reaching 6.6 1 trillion yuan, an increase of 10.45% compared with the end of 20 18.

20 19 In the interest-bearing liabilities list of listed real estate enterprises in the first half of the year, 80 real estate enterprises exceeded 10/0 billion.

The interest-bearing liabilities of TOP20 housing enterprises all exceeded 654.38+000 billion yuan, totaling 426.5438+05.975 billion yuan, accounting for 63.73% of the total interest-bearing liabilities of 80 listed housing enterprises; The total interest-bearing liabilities of TOP 10 real estate enterprises reached 2,958.733 billion yuan, accounting for 44.73% of the total interest-bearing liabilities of 80 listed real estate enterprises.

Simply put, the difficult financing environment and the future debt repayment pressure have forced many developers to start new tricks to attract buyers and speed up the withdrawal of funds.

For the current real estate enterprises, the first task is to withdraw funds. Under the influence of a series of property market regulation policies, the market environment is becoming more and more severe. In addition, the end of the year is approaching, and it is almost time to hand in the final answer sheet. Therefore, people who are concerned about the property market should be able to hear it often recently. News about the sale of a real estate enterprise at a reduced price, and the rights protection of some owners who have bought houses.

Among these "strange tricks", in today's society where parking spaces are scarce, it is undoubtedly a great attraction to shift the target from the house to the parking spaces, which is one of the reasons why there is news that "buy150,000 parking spaces, return150,000 parking spaces every year, and return 10 years".

With the spread of the news of "cash back parking spaces", many netizens have doubts about whether buying a house is for a parking space. Some people want to buy a house in the parking space because they are troubled by parking all the year round.

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So should I buy a house with a white parking space?

In fact, it is very difficult for individuals to buy real estate when housing prices are becoming more and more stable and developers have difficulty in financing. Not to mention the purchase restriction policies in various places, even the new mortgage interest rate regulations that have just been implemented recently can show that the environment for personal loans is not ideal.

If someone buys a property other than residential property at this stage, it is undoubtedly an act of "knowing that there are tigers in the mountains and leaning towards the tiger mountain".

Not to mention that with the adjustment of the new mortgage interest rate policy, the interest rates of the first and second sets have changed, and even many places have begun to prohibit the provision of commercial loans to people who buy three houses to strictly control people's real estate speculation and hoarding behavior.

Just as China Merchants, Construction and other major banks cut off "cashing in" to buy houses, they stopped buying houses by credit cards, and the news of intermediary fees, property fees, rental housing and other quotas also came out.

Many real estate speculators have already begun to dispose of real estate when the government put forward the idea of "insisting on housing and not speculating, and not using real estate as a short-term means to stimulate the economy".

At present, the sales situation in the property market has been tepid. Some houses have been hung for three or four months, and no one cares. Of course, many owners have to choose to sell at a reduced price because they are afraid of being stuck in the property. It is said that a real estate in Beijing has dropped by 2.5 million, but few people are looking at the house.

Even the real estate speculators who always dare to be the first have begun to reduce prices to promote real estate. What reason and ability do we ordinary people have to rush into the property market again?

In the downturn of the property market, it is inevitable that some developers will carry out "bloodletting" promotion, but in the face of many temptations from developers, Xiao Zhuge still hopes that everyone can treat it rationally and not make himself a lamb to pay debts for developers on impulse.