What fees should I pay after the down payment for the new house?

1, deed tax: deed tax is the tax paid by the owner to the state when obtaining the real estate license. Payment time: deed tax can only be paid at the time of transfer.

2. Public maintenance fund: this fund is different from the property management fee and is only used for the overhaul, renewal and transformation of residential parts and facilities after the warranty period expires. Tax rate: 2% of the transaction price of the house.

3. Area mapping fee Area mapping fee: The principle of collection is "whoever entrusts pays". The purchase contract has stipulated the obligation of the developer to provide area measurement data to the purchaser, so the cost should be paid by the developer.

4. Property management fee: one-year property management fee, property management fee and water and electricity deposit.

5. Renovation deposit: If the house structure is not damaged due to renovation and the normal residence of others is not affected within the agreed time after renovation, the renovation deposit can be returned in full. If the buyer has no decoration plan in the short term, he can negotiate with the property management company to postpone the payment of the decoration deposit.

What should I pay attention to when buying a house?

1, pool area: When buying a house, we must not ignore the pool area and pay attention to whether it is reasonable. Generally, the shared area of multi-storey houses is small, ranging from 1 1% to 16% for multi-storey houses and from 18% to 26% for high-rise buildings.

2. Purchase contract: When signing a contract, there may be blank clauses under some clauses. There are some blank clauses that need to be filled in after confirmation by both parties or need to be specially noted.

3. Delivery date: The delivery date is something that partners who buy auction houses should pay attention to. If the developer delivers the house overdue, the delivery date in the purchase contract is an important criterion to judge whether it is overdue.

What is the process of buying a house?

1, see the house

Whether buying a new house or a second-hand house, you must look at the house first. If you want to buy a new house, you just need to look around those newly opened communities. If you buy a second-hand house, you will generally entrust an intermediary company, because there are many high-quality houses in the intermediary company, and buyers do not need to find them themselves.

2. Comprehensive comparison

After seeing the house, we need to make a comprehensive comparison of these favorite properties and houses, mainly from the aspects of geographical location, transportation, surrounding facilities, house price, apartment type, property and property rights, so as to find the most suitable one.

3. Confirm the purchase and pay the deposit.

After deciding which house to buy, you can pay some down payment to the developer or landlord to determine the purchase intention.

4. Sign a house purchase contract

The purchase contract can be signed within one month after the deposit is signed. However, when signing a house purchase contract, there are many places that need attention, such as the integrity of house property rights and whether it is complete without a license. And carefully check whether there is any blank in the content of the purchase contract, and clearly state the liability for breach of contract.

Step 5 pay the down payment

After signing the purchase contract, you can pay the down payment. If you choose to buy in full, you will usually pay half the fine first. When buying a house with a loan, you must go to the bank to apply for a loan and go through the mortgage formalities. The down payment ratio of the first suite is generally 30%.

6. Delivery and acceptance

Generally speaking, the delivery time will be indicated in the purchase contract. As long as the developer delivers the house within this time, it is not a breach of contract. When the owner receives the house, he must accept it. If the acceptance is unqualified, he can ask to return a house or ask the developer to be responsible. At the same time, we should also pay attention to whether the developer has issued certificates such as two books and one table.

7. Pay the final payment

If the house is handed over correctly, you need to pay the remaining house price to the developer within the specified time before you can get the real estate license. If you buy a house with a loan, you can only get a copy of the real estate license. The original is mortgaged in the loan bank and can only be obtained after the loan is settled.