Advantages and disadvantages of single apartment

1, the threshold is relatively low, the area is only 40-50 square meters, and the unit price and total price are lower than those of residential buildings; Residential and office dual-use, single apartment is essentially commercial real estate, so it also belongs to a kind of self-occupation, and can also be used to register company office, which still has great advantages relatively.

2. It belongs to commercial real estate in essence, and the supporting facilities around the single apartment are relatively perfect. Relatively speaking, the commercial proportion of apartment projects is greater than that of pure residential projects, and the formation of commercial atmosphere can drive the profits of apartments.

Disadvantages of single apartment:

1, the land ownership of single apartment is only 40 to 50 years. Electricity, water and property fees are charged according to commercial standards, and the expenditure cost after purchase is high.

2. When buying a house, it is required that the down payment ratio of a single apartment is not less than 50%, and provident fund loans cannot be used, only commercial loans with a term of 10 years can be used.

Single apartment can't be used to settle down, even if there are good educational resources around.

Matters needing attention in purchasing single apartment

1, buying a single apartment, commercial and residential projects are preferred. The commercial area and the residential area are different buildings, which are relatively independent, and even the supporting facilities and public facilities of the residential area are independent, so avoid mixing them.

2. The regional location is good. When buying a single apartment, we must pay attention to the geographical advantage. With this advantage, we can make up for the limitations brought by small area. The advantages of geographical location are mainly manifested in two aspects: first, the traffic must be convenient, preferably close to the trunk line of bus or BRT, so that it will be more convenient to travel and go to work; Secondly, living facilities should be improved. Before buying a house, we must conduct a comprehensive inspection of the surrounding banks, supermarkets, hospitals, restaurants, leisure and entertainment places. If life is convenient, we can live comfortably.

3, the practical area should be large. When buying a single apartment, you must personally measure the actual area. It is not recommended to buy a single apartment with a large pool area. At the same time, consult designers before buying, tell them their preferences and requirements for home design, and see what kind of single apartment is the most practical. Choosing a single apartment with a large practical area, coupled with good home design, will make the single apartment more spacious and practical.

4. The total price and average price should be moderate. Buying a house is, in the final analysis, an economic behavior. Single apartments are mostly small or small huxing, and the price feature is high unit price, but the total price will not be too high. So only single apartments with relatively reasonable average price and total price are worth selling.

In terms of average price, it is reasonable if it is consistent with similar buildings around, or slightly higher by one to two percentage points. After all, the average price of a large apartment is usually low. In terms of total price, we must consider our economic affordability. After the down payment, the monthly repayment amount should not exceed 50% of the monthly income, and the loan period should be between five and ten years, not too long.