Home insurance package does not include the quality of the house.

Function of property insurance: (1) Resist accidents Fortunately, property insurance makes houses and related interests suffer losses due to disasters and accidents, and obtains economic compensation, which helps affected families rebuild their homes quickly and provides guarantee for business operations.

(2) Promoting the housing system reform With the deepening of the housing system reform, due to the scarcity of real estate, an important part of family property is whether the housing is safe. It is important for families to show their housing insurance, eliminate worries and promote the housing system reform.

(3) Strengthen social disaster prevention and relief efforts. Property insurance covers the safety of houses and property, carries out inspection, accumulates experience in disaster prevention and loss prevention through business, and puts forward reasonable suggestions to the insurer to eliminate safety factors, thus promoting the wealth security of society. Property management insurance mainly includes: housing property insurance, property liability insurance, property life insurance and property management insurance;

(a) housing property insurance housing property insurance standards, according to the insurance companies, groups, home insurance, home insurance for residents to determine; Commercial housing insurance purchases property insurance from property management companies such as housing insurance according to the nature of the house, causing losses and compensation for industrial fires.

(II) Property Liability Insurance Property professionals shall bear the responsibility of economic compensation for negligence or loss in their work, and protect the property and personal safety of the third party of the owner.

(3) Property management body insurance is divided into three types of body insurance according to insurance hazards: body accident insurance; Health insurance, called sickness insurance; Sanshou insurance

(IV) Property management Its insurance Property management Its insurance refers to other types of insurance except the above types, mainly including:

① Financing insurance; ② Property value insurance; ③ Investment value-added insurance; 4 property right insurance; ⑤ Quality liability insurance; ⑥ Comprehensive housing insurance; ⑦ The property management company chooses some property insurance according to the actual situation of the community (building).

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.