Do airline co-branded credit cards enjoy airline treatment?

Take China Eastern Airlines co-branded card of CITIC Bank as an example. China residents who have reached the age of 65,438+08, have full capacity for civil conduct and good credit standing, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan can apply for personal credit card master cards from card issuers with their valid identity documents.

China Eastern Airlines CITIC Co-branded Card has launched a brand-new service of "integration of food, clothing, housing and transportation", and cardholders can choose to tailor-made boutique tourist routes for them. The accommodation expenses of star-rated hotels are included in the ticket price, so you can only enjoy this exclusive courtesy if you use this card to book a ticket for China Eastern Airlines.

You can also enjoy double mileage accumulation when you use China Eastern Airlines CITIC Co-branded Card to purchase air tickets, that is, CITIC Bank will convert the credit card consumption amount into China Eastern Airlines "Oriental Miles" points, and each time you spend 15 yuan's Platinum Card and 18 yuan's Jinpu Card, you can accumulate China Eastern Airlines "Oriental Miles" points 1 points, and China Eastern Airlines will also give corresponding mileage accumulation.

Extended data:

expense

1. Late payment fee: 5% of the unpaid minimum amount of each installment, with a minimum of $65,438 +0 and a minimum of $65,438+00;

2. Overlimit fee: the fee is 5% of the part exceeding the credit limit, with a minimum of USD 65,438 +0 and a minimum of 5 yuan RMB;

3. Cash withdrawal by local peers: 1% of the transaction amount, with the lowest charge of 10 yuan and the highest charge of 500 yuan;

4. Local inter-bank cash withdrawal: 1% of the transaction amount, with the lowest charge of 10 yuan and the highest charge of 500 yuan;

5. Cash withdrawal from peers in different places: 1% of the transaction amount, with the lowest charge of 10 yuan and the highest charge of 500 yuan;

6. Off-site inter-bank cash withdrawal: 1% of the transaction amount, with the lowest charge of 10 yuan and the highest charge of 500 yuan;

7. Overseas joint cash withdrawal: 1% of the transaction amount, the handling fee for each transaction 12 yuan, and the minimum handling fee 15 yuan;

8. Overseas non-UnionPay cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $5.

Baidu Encyclopedia-China CITIC Bank China Eastern Airlines Co-branded Card

The State Council SASAC-China Eastern Airlines and CITIC launched a joint credit card.

Which bank's credit card can enjoy VIP treatment when flying?

Bank of China, China Merchants Bank, Guangfa, CITIC and many other banks have them.

At present, many domestic banks have jointly launched credit cards with airlines. As long as you are a platinum card or diamond card user and have an airline joint credit card. You can enjoy VIP treatment Platinum credit cards in basic banks all have VIP room service at the airport, but many platinum credit cards are exempt from annual fees. There are no special terms, but there are restrictions on the number of services. (Some can use it once a day, and some can use it a fixed number of times a year)

Extended data:

An identification card with mixed functions of bank credit card, bank card and airline frequent flyer member identification card is jointly issued by airline frequent flyer program and banks and other financial institutions.

Generally, it has credit ++, 16 digits. China's airline bank cards generally have credit card symbols such as UnionPay (VISA, Master, AmericanExpress, etc.). ) and frequent flyer membership number, while Air China's bosom friend is 9 digits; The name of the member, the domestic card number is pinyin letters; Generally, the date of departure card and the validity period of this card will be printed out.

Bank credit cards are generally divided into four levels: ordinary card, gold card, platinum card and unlimited card. According to the contract between the partners, determine the corresponding aviation card level.

There is another detail about airline alliance cards and airline bank cards. For example, after Air China joined Star Alliance in 2007, since Star Alliance only had ordinary cards, silver cards and gold cards, Air China bosom friend silver card members automatically became Star Alliance silver card members, and gold and platinum card members automatically became Star Alliance gold card members.

Star Alliance only provides VIP treatment for gold card members, and can provide VIP services at thousands of airports around the world, such as VIP lounge service, 25% extra mileage reward, free check-in of 20 kilograms of overweight luggage, priority check-in, priority upgrade and priority standby.

At the same time, some authorized banks can use the Star Alliance logo to issue airline joint credit cards. This credit card with the Star Alliance Gold Card logo integrates high-end financial services, aviation VIP courtesy and personalized extension services. Customers can not only enjoy a series of courtesy of bank credit cards, but also enjoy exclusive services related to Meng Xing.

SkyTeam frequent flyer members are divided into ordinary card, silver card (SkyTeam Elite Card) and gold card (-SKYTEAMELITEPLUS), among which gold card members arrange VIP treatment. The membership of China Southern Pearl Card is also divided into three grades, which is more natural.

References:

Baidu encyclopedia-aviation card

What are the joint credit cards of BOC, BOC and China Eastern Airlines?

China Eastern Airlines Group is based on the former China Eastern Airlines Group and formed by the merger of China Northwest Airlines and Yunnan Airlines. It is one of the three major air transport groups in China and a central enterprise managed by the State-owned Assets Supervision and Administration Commission of the State Council.

BOC China Eastern Co-branded Credit Card is our Great Wall series credit card, which is divided into gold card and platinum card by grade. This card is a RMB single currency credit card.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

What is China Bank-Air China bosom friend BOC Credit Card?

Our bank and China International Airlines jointly issued the Olympic co-branded card product-Air China Companion China Bank VISA Olympic Credit Card.

Air China Yin Zhi Bank of China Credit Card is a series of Bank of China credit cards of our bank, and the card grade is Gold Card. This card is a dual-currency credit card of "RMB+USD".

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

How to choose airline joint credit card?

Specifically, you should choose your favorite destination, otherwise there will be no more routes and no place you want to go, and it is meaningless to accumulate mileage.

1, the ratio is the best at present-ABC aviation co-branded card.

ABC's aviation co-branded cards are divided into platinum cards and gold cards. Gold card is preferred, because the application threshold is low, 6 times can be exempted, and there is no card processing cost.

At present, there are six, and the partners are Air China, China Eastern Airlines, Hainan Airlines, China Southern Airlines, Xiamen Airlines and Kyrgyzstan Airlines. Except for Jihang, the exchange rates of China Eastern Airlines, Air China, Hainan Airlines, China Southern Airlines and Xiamen Airlines are all 15: 1. At present, the membership level can be doubled, and the comprehensive ratio is 7.5: 1.

This month, the five-fold points of ABC's credit card were not renewed, and friends complained that ABC's aviation co-branded card was finished, especially some friends who got stuck at the end of June. There is no need to hesitate between keeping and canceling the card. Even if there is no 50% discount, the ratio of 7.5: 1 is better than that of most airline co-branded cards that are free of annual fees. So, what do you have to complain about?

ABC credit card members can unconditionally enjoy the benefits of 2 points (you need to receive the benefits manually, and the path is the "ABC Credit Card" applet-click on the top member level-member benefits-double points).

If you try to upgrade to the diamond level, you can get 5 times points, reaching a comprehensive ratio of 3: 1 Of course, for most small partners, it is difficult to reach the diamond level, so the Buddha can score twice as many points.

If the qualification is acceptable, then ABC Airlines joint platinum card is also a rare good card. Except for auspicious co-branded cards, the conversion ratio of China Southern Airlines is 13: 1, and that of other airlines is 12: 1. With double points, China Southern Airlines is 6.5: 1, and other airlines are 6: 1.

Other rights and interests, such as CIP services, are basically the same as ordinary platinum essence.

The annual fee is 880 yuan/year, which is rigid in the first year, and the annual fee for the following year is exempted after spending 30 transactions. Please note that the annual fee waiver for the first year is still valid. More patience and more customer service calls will save 880 yuan.

I can't find the second aviation co-branded card with a ratio of 6: 1 free of 30 annual fees (except for some cards of local banks).

Related reading: ABC Airlines co-branded Platinum Card (please automatically exclude 5 times points).

2, the highest cost performance-Industrial Bank China Eastern Airlines, China Southern Airlines elite white

In terms of free mileage, I only serve Xingye's China Eastern Elite White and China Southern Elite White, and the ratio of China Eastern Elite White to mileage is10:1; China Southern Elite 12: 1.

Pay 19 yuan online every day, and you will get 1 lucky draw opportunity, ranging from 6 to 60,000 points, and draw 60,000 points, that is, 6,000 miles of China Eastern Airlines or 5,000 miles of China Southern Airlines. Although the probability of winning now is not high, you can always win if you persist. In addition, this month's activities are overweight, and you can participate twice a day.

Taking these two cards for daily consumption is definitely not cost-effective. Why not use ABC's aviation co-branded card with the ratio of 10: 1? So it is enough to participate in the online payment lottery every day, and these two cards can get mileage for free.

At present, both China Eastern Elite Baishou Card and Second Card can be applied. The first card can be applied in China Eastern Airlines app, and the second card must be applied under Xingye outlets. China Southern Elite White is limited to new entrepreneurs and can apply in China Southern app (path: China Southern app- Home-China Southern Members-Co-branded Card).

3. Consumer feedback is the co-branded card with the most characteristics of CGB airlines.

As for which bank has the most comprehensive aviation co-branded card, the answer must be Guangfa, which has issued co-branded cards including Air China, China Eastern Airlines, China Southern Airlines, Hainan Airlines, Spring and Autumn Airlines, Shandong Airlines, Sichuan Airlines, Xiamen Airlines and Shenzhen Airlines. Except for the spring and autumn aviation co-branded cards, the conversion ratio is 4: 1 (spring and autumn integral 100 equals 1 yuan), the conversion ratio of other aviation co-branded cards is 14: 1.

This ratio looks weak.

It's really weak, but don't forget the shopping mall coupons that will be given every quarter when the business travel consumption reaches the standard. Quarterly business travel expenses of Gold Card: RMB 6,543.8+0,000 Yuan ≤ Quarterly expenses < RMB 30,000 Yuan, and you can get coupons from 50 yuan Guangfa Mall; 30,000 yuan ≤ quarterly consumption < 60,000 yuan, get 160 yuan Mall coupon; If you spend 60,000 yuan or less on a quarterly basis, you can get coupons for 340 yuan Mall. It is equivalent to spending 20,000 yuan per month, and getting the mall coupon of 1.360 yuan every year.

Don't think this mall coupon is an IQ coupon. In fact, there are quite a lot of things you can buy, such as supermarket cards and oil cards, so don't worry about not spending them. In addition, the corresponding consumption can also get 17 142 mileage.

Well, Shuai Shuai, the co-branded card of the three banks with the best ratio, the highest cost performance and the most feedback, has been found out for everyone. How to choose is up to you.

Maybe some friends will ask: why not use other cards to accumulate comprehensive bank points and then redeem mileage, which is much better? Indeed, for example, the conversion mileage ratio of the Bank of Communications' comprehensive points is 18: 1, and the ratio of 3.6: 1 can be achieved by using five times the points of Shenka-Niuka, and it is easy to win the aviation co-branded card. So, Niuka is out of print.

On the other hand, there is an upper limit for converting comprehensive points into air miles. For example, Guangfa is generally two Wan Li. Even if all kinds of activities are superimposed with N times points, the upper limit will be blocked, and it doesn't make much sense.

Or you have accumulated a lot of comprehensive points and found that the points were frozen and cleared when you redeemed them.

Aviation co-branded cards generally do not have these problems, and the upper limit of redemption mileage is higher and safer. As can be seen from the above, the proportion of mileage redemption and the cost required are not that bad. Therefore, Shuai Shuai's suggestion is: first, use ordinary credit cards to participate in activities to accumulate comprehensive points and reach the redemption limit, and then the airline co-branded cards will be brainless.

Finally, don't be half-hearted about the accumulated mileage, but focus on an airline, because the more mileage, the greater its value.

Joint credit card refers to the agreement reached between credit card and commodity distributor, so that cardholders can not only enjoy excellent financial services, but also enjoy special discounts from manufacturers when spending.

Compared with other forms of credit cards, joint credit cards have the following characteristics:

1, and the application requirements are low.

Using the ready-made co-branded card partner database, the number of credit cards issued can be increased rapidly in a short time, and the standards required for applicants are relatively low. For example, the teachers and students of the corresponding school can basically apply for a successful Longka prestigious school card.

2. Co-branded cards can enjoy double discount.

In addition to common functions such as ordinary credit card overdraft and interest-free installment, you can also enjoy similar membership card discounts in joint merchants.

Advantages:

1, integer

This is a function that almost all co-branded cards have. Where joint merchants spend by credit card, the merchants will give corresponding points according to the consumption amount to attract consumers, and specially prepare some very special gifts, stipulating that they can only receive them according to the consumption points to attract consumers to shop.

2. Discount

This is another major feature of the co-branded card. In order to attract frequent customers, merchants give discounts through co-branded cards. For some designated discounted goods, the merchant stipulates that you can only enjoy the discount with a co-branded card, which is something that you can't enjoy in cash or other ways.

Some high-profit shopping malls even stipulate that you can enjoy different discounts as long as you use a co-branded card. For those who want to spend money in the mall anyway, it can be said that it is cheap to get a co-branded card and enjoy the discount service.

3. Value-added

This is the most worthwhile place to make a fuss about co-branded cards. For car buyers, a co-branded card means that only with a card can you enjoy the proper maintenance service, such as the Toyota co-branded card in Japan.

For people who buy a house, the co-branded card is a master key of the owner. With the card, not only can the house be discounted, but it can also be used as a door opening card, a parking card, a property card, a friendship card and so on. For example, Vanke co-branded card of a real estate tycoon.

For the general shopping mall consumers, the co-branded card may have more humanized service functions, such as the co-branded card of Tesco supermarket, which can take the free bus provided by the supermarket.

The benefits of co-branded cards have been recognized by cardholders, merchants and banks, and more and more projects have been launched one after another. I believe that in the near future, co-branded cards will become more popular and bring more benefits to consumers.

This is the end of the introduction of aviation co-branded cards and aviation co-branded cards enjoying aviation treatment. I wonder if you found the information you need from it?