What are the benefits of second-hand housing transaction fund custody?

Benefits of fund custody 1, convenient and safe fund settlement.

The capital exchanges between the two parties can be supervised by government departments, and the receipts and payments can be settled by banks without self-delivery or intermediary. On the one hand, it is convenient for consumers to access large amounts of house money nearby and avoid large cash flow risks.

2. Supervise the payment of funds and interest.

After the house transaction is completed, the buyer gets the title certificate, and the fund supervision institution instructs the bank to pay the house price together with the interest during the transaction to the seller.

3. Convenient service without delay

After the supervision of housing transaction funds, if the ownership registration authority agrees to register and issue certificates for housing transactions after examination, the buyer and the seller can receive the property right certificate or house payment after/0/5 days from the date of registration.

What are the risks of not doing fund custody?

If property buyers do not trust funds when buying second-hand houses, the transaction risks that buyers and sellers of second-hand houses may face mainly include:

1. The seller can't get all the house payment.

Because the buyers have not managed the property, there is no guarantee that the buyers have enough funds and the house payment can be paid on time. Therefore, it is likely that the house will be transferred, but the seller will not receive the house payment, and the transaction security cannot be guaranteed.

2. The purchaser cannot obtain the ownership of the house and cannot recover the paid house price.

The fund custody business can supervise the house seller to handle the transfer formalities, so if there is no fund custody and no supervision mechanism, and the buyer delays the transfer formalities after paying the down payment, then the buyer will not be able to obtain the ownership of the house and may not be able to recover the down payment.

Matters needing attention before paying for buying a second-hand house 1. Verify the identity of the seller.

In the process of negotiating with the seller, the buyer must not ignore the identity of the suitable seller, and the second-hand house must be traded with the property owner. First of all, buyers should see whether the identity card of the seller and the property owner on the real estate license are consistent. In principle, not a word can be wrong. If it is inconsistent, you can ask for a face-to-face transaction with the property owner.

2. Verify the authenticity of property rights

Buyers should not only see whether the seller's name is consistent with the title certificate, but also pay attention to the authenticity of the title certificate. Property buyers can go to the Housing Authority with the seller to inquire, and also pay attention to whether the area confirmed by the property certificate is inconsistent with the actual area. In addition, property buyers should also pay attention to whether there are * * * owners of second-hand houses, because this is also one of the main reasons for disputes over second-hand housing property rights. If the house is owned by more than one person, the seller must provide all the identity documents of the owner and written documents agreeing to sell the house.

3. Key commitments are embodied in the contract.

If the buyer has made some promises in the process of negotiation with the seller, he can demand that these promises be reflected in the purchase contract, and verbal promises are meaningless. When signing a house purchase contract, buyers should also pay attention to the contents of the contract, such as general housing area and ancillary facilities, price and payment method, land use period, housing delivery period, liability for breach of contract, etc.

4. Pay attention to the background of selling second-hand houses.

If you buy a second-hand house, you are likely to buy a haunted house. I believe everyone is afraid to buy a haunted house, and it is taboo to have bad things in the house. Therefore, property buyers should have an understanding of the background of second-hand housing sales before buying a house. Before buying a house, buyers can ask the property management office, security guards or neighboring neighbors about the house.