What is the basis for not paying for falling objects?

1. What is the insurance basis for falling objects from high altitude? It depends on whether you have insurance. The car was damaged by falling objects, mainly because the insurance clause stipulates that if the loss of the insured motor vehicle is compensated by a third party, 30% of the compensation will be exempted, and this 30% will be compensated by the person in charge of the roof waterproof linoleum. I suggest that you can negotiate with the loss adjuster of the insurance company and ask him to increase the amount of loss, so as to minimize your economic loss after exempting 30%. Or you can ask the insurance company for subrogation compensation when you can determine who is responsible for the roof waterproof linoleum, and the insurance company will be responsible for helping you recover that part of the loss. Second, the methods to prevent falling objects are: 1. Install protective film at a certain distance from the steel roof, preferably 20 cm away from the steel roof. Used to separate the sundries upstairs. However, attention should be paid to regularly cleaning the garbage on the protective film. The safest way is to make sure that you don't throw high-altitude debris upstairs. 2. Build a wooden corridor at the top of the sun room. The top of the wooden corridor consists of criss-crossing wooden beams, on which wisteria is densely planted. Because wisteria is thick and tough, it can counteract falling objects. The disadvantage is that wisteria will attract bees and insects, and it is more troublesome to pick up sundries on wisteria. But from the perspective of vision and construction cost, it should be a more economical method. Third, the phenomenon of falling and throwing objects from high altitude is called "the pain hanging over the city". In recent years, cases of casualties caused by falling objects from high altitude have been reported frequently. The long-term treatment of this stubborn disease afflicts the urban management and legislative departments. Whether the issue of compensation and accountability after the event can be properly handled also brings great challenges to the court's trial execution. Fourth, security risks In some residential buildings, especially the balconies of old communities, it is not uncommon to pile up sundries, potted plants and even hang mops. Even some air conditioning plug-ins are piled with sundries that are in danger of falling at any time. These security risks may turn into injury accidents at any time. The reporter roughly combed the relevant reports and found that since 2065438+June 2007, there have been dozens of falling objects in Chongqing reported by the media alone. Some people throw objects irresponsibly from a height, which sometimes seriously endangers the health of others and has a certain impact on the social atmosphere. In order to put an end to this uncivilized behavior, understand the harm of falling objects from high altitude, and at the same time cooperate with the property to eliminate the harm, which is what every citizen should do.