What are the risks of buying purchased public houses? What's the difference between public houses and commercial houses?

In addition to ordinary houses, there are also some cheap policy houses on the market. Many property buyers find that the price of public housing is much cheaper than that of ordinary commercial housing, but they don't know the specific difference between public housing and commercial housing. In fact, buying public houses is risky. So what are the risks of buying purchased public houses? What's the difference between public houses and commercial houses?

What are the risks of purchasing purchased public houses?

Compared with private houses, public houses have different property rights. Owners only have the right to use, most of them have no right to buy or sell, and property rights belong to the state. Moreover, the room is old, and tax will be added when buying and selling. Many employees choose to buy public houses. During their stay in public houses, the heating and property costs are borne by the unit, but if they are traded again, these costs will be borne by the new owners.

What's the difference between public houses and commercial houses?

1, nature of the house

Commercial housing is commercial housing, and saleable public housing becomes commercial housing after a transaction.

2, the purchase object

People who buy public houses for sale through housing reform can only live in complete sets of public houses and meet the conditions of housing distribution. In the real estate market, as long as there is housing consumption demand and sufficient funds, you can buy commercial housing at will, and there are not too many restrictions on the objects of buying commercial housing.

3. House price

Public housing is a form of transition from housing system to housing commercialization, and it is a kind of compensation for the state not to include housing consumption funds into employees' wages. It is a policy and does not belong to commercial housing, so its price is dominated by the government, and the price of commercial housing in the market is dominated by the market and determined by the relationship between supply and demand.

4. Purchasing area

When buying commercial housing, there are not too many restrictions on the area and quantity, but the state has certain restrictions on the area of housing reform, and the number of houses purchased must be allocated and implemented in strict accordance with the housing control standards stipulated by the state and people's governments at all levels.

5. Purchase policy

There are certain preferential policies for buying public houses. First, the price of public houses is low, and they are often sold at standard price or cost price. Secondly, on the basis of standard price or cost price, there are preferential discounts in terms of length of service, position or title. The price of commercial housing is higher than that of public housing, and the discount is completely based on the developer's policy of selling houses.

6, housing taxes and fees

The purchase of public housing for housing reform and sale, in addition to paying the same deed tax, value-added tax and individual tax as commercial housing, also needs to pay land transfer fees.

The above has given you a detailed analysis of all the information about the risks of purchasing purchased public houses and the difference between public houses and commercial houses, hoping to help friends in need. There is a great difference between public housing and ordinary commercial housing, and the risk of buying public housing is also great. So I suggest you think carefully before buying public houses.