When will the down payment for second-hand housing transactions be given to the landlord?

In order to avoid unnecessary troubles, both parties can pay the down payment when signing the contract after knowing the housing situation.

First, about the down payment of second-hand houses.

The minimum down payment for second-hand houses is 30%, but the bank loan is not 30% of the actual transaction amount, but 30% of the estimated price. Suppose the actual transaction price of a house is 6.5438+0.2 million, and the evaluation price is 6.5438+0.00 million. The bank can only lend 70% of 6.5438+0.00 million, that is, 70,000, and you make a down payment of 50,000.

Second, about the delivery time of second-hand houses.

The delivery time of the second-hand house shall be agreed by both parties, and the house can be delivered after the main payment is paid. If the seller fails to deliver the house within the time limit, it can be solved through legal channels. If there is an arbitration clause, he can apply for arbitration and ask him to pay rent, liquidated damages, lawyer's fees and arbitration fees.

Extended data:

Real estate transfer process

1. If the transfer of the real estate license has not gone through a real estate agent, the contract terms and breach clauses must be clearly written, and the party with the name on the seller's real estate license must be present when signing the contract (if married, both husband and wife need to be present to sign, even if there is only one name on the real estate license).

After the application materials are ready, you must go to the real estate bureau to fill out some forms and a stock contract. The amount on the stock contract must be the same as that on the contract.

3. After all the application materials for real estate transfer are submitted to the real estate bureau, the real estate bureau will give a receipt and pay taxes according to the date indicated on the receipt, which generally takes about fifteen working days.

4. You can get the real estate license after paying the property transfer tax.

References:

Real estate transfer-Baidu Encyclopedia