What private banks are there?

1. There are 9 private banks in China, including Tianjin Jincheng Bank, Shanghai Huarui Bank, Zhejiang E-Commerce Bank, Wenzhou Civil and Commercial Bank, Shenzhen Qianhai Weizhong Bank, Hunan Sanxiang Bank, Chongqing Fumin Bank, Sichuan Wangxin Bank, Beijing Zhongguancun Bank, Jilin Yilian Bank, Wuhan Zhongbang Bank, Fujian Huatong Bank, Weihai Lanhai Bank and Jiangsu Suning Bank.

2. Private banks are modern financial enterprises controlled by private capital and operated by market. The property rights of banks belong to private investors, who decide corporate governance and take full responsibility for the success or failure of banks. At present, private banks in China are jointly controlled by two or more investors. They rely on the Internet to innovate financial services through big data technology, and their business mainly focuses on consumer loans and corporate loans.

1. Banks in China are mainly divided into state-owned banks and joint-stock banks. "Private bank" and "private bank" are inaccurate.

2. At present, the state-owned banks in China include China Bank, China Agricultural Bank, China Industrial and Commercial Bank and China Construction Bank.

3. At present, the joint-stock banks in China include China Merchants Bank, Bank of Communications, Industrial Bank, Minsheng Bank, China Everbright Bank, China CITIC Bank, Bank of Beijing and other city commercial banks.

4. Private banks are financial institutions that provide property investment and management services for high-net-worth people (not limited to individuals). Private banking and private banking services do not belong to the same category.

5. Private banks refer to commercial banks or international financial institutions that sign relevant investment and asset management contracts with specific customers on the basis of full communication with business partners. The customer completely entrusts the commercial bank to carry out comprehensive entrusted investment services related to investment and asset management business on behalf of the customer in accordance with the investment plan, investment scope and investment method agreed in this contract.

6. The target customers of private banks are private customers with rich assets or high income. "The threshold for private banks is very high. Their customers are not ordinary customers, but the rich or high-net-worth customers in society. The customer assets of financial private banks are generally above $6,543,800+0,000, which is much higher than the VIP wealth management business threshold of foreign banks. Banks provide corresponding services for segmented customers, and private banks serve customers at the top of the pyramid.

I hope I can help you.