When people buy a house, the first consideration is safety. How to ensure the safety of buying a house in Australia?

When people buy a house, the first consideration is safety. First, the process of buying a house in Australia: only nine steps.

The first step is to buy a house lock number, choose your favorite apartment and house number, and pay a small sum of money to the developer for preservation. Remarks: "deposit" is 2000 Australian dollars in Melbourne and 5000 Australian dollars in other regions. Xiaoding calls the developer's trust account.

Cooling period

There is a cooling-off period of 1 week after delivery, during which users can choose whether to continue purchasing. If you ignore the purchase, the developer has no reason to refund the customer's advance payment. If you choose to buy, go to the next step.

The third step is to sign the contract

1. After receiving the "small order", the developer prepares the purchase contract in advance and submits it to the developer's lawyer for approval;

2. The approved purchase contract shall be immediately sent to the buyer's lawyer, and then submitted to the owner after being approved by the buyer's lawyer;

3. The buyer's lawyer contacts the owner, expresses the key terms, and signs the contract if the owner's situation is true;

4. After the owner signs, send the original contract back to Australia, and keep a copy of the contract;

The developer will return the contract to the customer after signing it.

The fourth step is to make a large payment.

The owner will transfer 10% of the total payment ("Dading") into the trust account of the developer cooperative law firm supervised by the government.

Note the name: refund the "small fixed" fee to the customer, and then directly offset the "large fixed" tax.

Step five, pay the contract stamp duty.

8- 12 swap contract, stamp duty will be paid gradually. The contract stamp duty for buying a house in Australia is charged at different rates in different district governments, and the main amount is calculated by lawyers. Melbourne has some contract stamp duty reduction policies.

apply for loan

1. The delivery time of the auction house is generally one and a half years;

2. Three months before the delivery of the house, a loan specialist will contact the owner to tailor the loan plan for the owner; The owner needs materials to prove that the loan is prepared in advance and the appropriate bank application is selected; The loan approval period is 1 month.

7. House handover

1. The lawyer of the Australian real estate developer sent a formal notification letter to the lawyer of the buyer, informing that the purchased new property has been completed;

2. The owner may authorize a lawyer to inspect the house; The lawyer issues a transaction payment notice, and the owner transfers the balance to the trust account of the developer law firm of the regulatory department, which will be shared by the developer lawyer.

3. The transaction volume of Australian real estate developers;

4. The owner gradually repays the key of the new house on the same day.

Purchase insurance

Buying commercial insurance for houses can reduce losses and save the value of assets when houses are accidentally damaged. The actual cost will be tracked by the auto insurance company.

Step 9: authorize the real estate agent.

1. For owners who buy a house instead of living in it, they can authorize a real estate agent to entrust management.

2. The owner and the intermediary sign a contract, promising the agency content and paying the management fee every year.

Intermediary's responsibility: maintain the house every 3 months, and the maintenance fee shall be borne by the owner; Find a tenant for the owner, inform the owner of the tenant information, and choose a tenant when discussing with the owner; It is collected by the agent every month and credited to the owner's account.

How to ensure the safety of buying a house in Australia? First, after buying Australian real estate, the rate is not balanced. Over time, watching others buy Australian real estate villas or apartment buildings for three or four years, the use value of Australian real estate has increased by 50%, while that of their own Australian single-family villas or apartment buildings is only 20%. Then we must avoid this situation. Please remember, from the perspective of Australian real estate, it is the region, the second or the region. The practice is to buy one-third of the radius of the radiation source in the central city of Australia where the industry belongs. In this area, the property management room is effective in price, with relatively high indoor space and high cost performance.

Second, there are many coastal cities in Australia, so we must pay attention to prevent irresistible natural disasters, although there are few disastrous weather in Australia. The way to deal with this risk is to buy insurance. China people don't pay enough attention to buying insurance in China. Once you are abroad, remember to pay attention to the insurance function of Australian real estate. The insurance rates at home and abroad are very low, but the coverage is wide, and the payment is strictly enforced, mainly to protect the interests of the insurer.

Third, some first-time Australian property buyers, due to lack of experience, did not choose a business license lawyer for approval, and are likely to accidentally buy properties with potential safety hazards. This is of course a bad thing. Although the incidence of this situation is relatively low, there are still "jackpots" like China people, but if you know the laws of Australian government departments, you may be relieved. Because, according to Australian law, within 7 years after the completion of its property management, any product quality problems can be investigated for the obligations of the builder, and the contractor must rescue or compensate. Naturally, this kind of thing has always been annoying, so remember three tricks before buying a house: 1, and authorize an attorney to approve the property management sales agreement; 2. Handle transaction procedures such as building inspection and delivery; 3 through the lawyer's trust account or the property management agency trust account of the supervised department.