Can Dongguan Housing Provident Fund be withdrawn?

Can be withdrawn, in line with the following circumstances can be withdrawn from the provident fund.

Withdrawal of Dongguan Provident Fund:

1. Repay the commercial loan for house purchase. 2. Decoration. 3. Property management fee. 4, purchase, construction, renovation, overhaul from the housing. 5. Retire. 6, completely lose the ability to work and terminate the labor relationship with the unit. 7. Go abroad to settle down. 8. Repay the Dongguan Provident Fund loan. 9. Rent a house. 10, dead or declared dead. 1 1. Non-Dongguan household registration terminates the labor contract with the unit. 12, Dongguan household registration and unit terminate the labor contract. 13, minimum living allowance. 14. The employee himself or his family members suffer from serious diseases.

Provisions on the withdrawal amount of Dongguan provident fund:

1. Repay the commercial loan for house purchase: the loan settles the account balance of the current month, but the accumulated withdrawal amount of both husband and wife shall not exceed the total principal and interest of the repaid loan;

2. Decoration: 65% of the employee's current account balance is withdrawn at one time, with the upper limit not exceeding 6,543,800 yuan, and both husband and wife can apply separately;

3. Property management fee: no more than 30% of the employee's monthly deposit (including unit+individual) and no more than 1.500 yuan;

4. Purchase: no more than the total purchase price;

5. Construction, renovation and overhaul: the balance of the applicant's provident fund account in the month of housing construction/overhaul/renovation shall not exceed the expenses specified in the invoice, and shall not exceed the estimated amount of the calculated unit price of 2,000 yuan/square meter and the construction area of 144 square meter;

6. Retirement: the storage balance in the employee housing provident fund account;

7. Completely lose the ability to work and terminate the labor relationship with the unit: the employee's account has a full balance and the account is cancelled;

8. Settle abroad: cancel the full balance of my account;

9. Rental: no more than 65% of the employee's monthly deposit (unit+individual) and no more than 1.500 yuan;

10. Dead or declared dead: withdraw all the balance of the employee account and cancel the account;

1 1. Non-Dongguan household registration and termination of labor contract: employee's own account balance;

12, dongguan household registration and unit terminate labor contract: employee's own account balance;

13, minimum living allowance: withdraw all the balance of the account;

14. The employee himself or his family members suffer from serious diseases: the maximum amount that can be withdrawn cannot exceed the actual treatment expenses paid.

Extended data:

Provident Fund:

1. provident fund, usually refers to housing provident fund, and sometimes also refers to company provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.

From July 20 1 71day, the transfer and connection of housing provident fund in different places can be handled through the "National Platform for Transfer and Connection of Housing Provident Fund in Different Places". Gradually realize "accounts go with people, money goes with accounts". At the same time, we will vigorously promote off-site loan services to meet the funding needs of paid employees for cross-regional housing purchases.

3.2065438+On February 8, 2006, according to the Notice of the Central Bank, the Ministry of Housing and Urban-Rural Development and the Ministry of Finance on Perfecting the Formation Mechanism of Deposit Interest Rate in Employees' Housing Provident Fund Accounts, the deposit interest rate in employees' housing provident fund accounts was adjusted from the current benchmark interest rate for current and three-month deposits divided by collection time to the unified benchmark interest rate for one-year time deposits from February 2 1 day.

References:

Baidu encyclopedia-accumulation fund