How much is the down payment for buying a house?

Buying a house requires a down payment and then a mortgage loan. Buying a house in this way can reduce a lot of pressure on users. The question of how much down payment has attracted everyone's attention, so how much down payment does it take to buy a house? Let's have a look!

How much is the down payment for buying a house?

1. It is the first time to use the provident fund, the building area of the suite is below 90 square meters, the down payment ratio of the loan is 20% of the total house price, and the minimum down payment is 30% above 90 square meters; 2. The down payment for the first suite of bank loans shall be at least 30%; 3. The current mortgage interest rate will be determined according to specific policies. Each bank's policy is different, and the down payment ratio is different.

What should I pay attention to when buying a house for the first time?

1, choose a house lot

When buying a house for the first time, you need to determine the location of the house according to your own needs, such as the funds at hand, the place of work, the permanent population, etc., and define a range, from large to small, step by step.

2. Surrounding facilities

It is very important to buy a house now. After all, it takes a long time to buy a house, and the surrounding facilities will affect your quality of life in the future. The surrounding facilities are: shopping center, supermarket, vegetable market, nearby kindergartens, primary schools and middle schools.

3. Price comparison

The most important thing in buying a house is the price. The difference between real estate and real estate is very large, and the price of real estate with good location is much more expensive. Therefore, you must compare prices when buying a house, and ask about the floor price difference and the proportion of households. All these should be considered clearly.

4. Property level of real estate community

In addition, buying a house for the first time depends on the property level of the community, such as: who is the developer, whether the property is self-operated or outsourced, how the property management level is, how much the fee is, and how much the green area is. These questions should also be asked seriously.

Bian Xiao concluded: The above is the information about how much down payment is needed to buy a house. I don't know if it will help everyone! The down payment for buying a house depends on the specific housing situation. You can refer to the above when buying a house.