How much is the monthly salary in Huizhou, Guangdong Province to live a decent life?

I come from Huizhou. Huizhou is a city that has just been upgraded from the third line to the second line, and the price waste is moderate. Of course, I personally feel that the salary is quite low. Take my friends as an example. There are more than five or six thousand men and more than two or three thousand women.

I don't know what level you mean by passable. I think a family's monthly income is passable. Nine-year compulsory education is now implemented. Except kindergarten, children basically don't have to spend money to go to school. A family's monthly food expenses are about 3000 yuan. If you rent a house, the rent will not be very expensive, and life will definitely get by.

Take friends as an example. Friend H is the most difficult family. There are four children at home. Now all three are in primary school. The youngest is only over two years old. My mother takes care of the children at home full time. My father is the only one working in the whole family. The monthly income is five or six thousand yuan. Life is more difficult and the quality is relatively low. You can only buy a little meat a day, and sometimes you eat your own food without buying meat. This kind of life is even sadder.

They are all decent friends. There are usually only two or one child in the family. At least there is a self-built house in the local area, so don't worry about the house. So life is ok.

Life is better, and the monthly income is 1 10,000 to more than 20,000. With a house and a car, life is still very chic, and most of them are based on business.

How much can I earn to live well? I think it is related to three factors: total income, local price level (especially house price), self-consumption habits and family situation.

Huizhou is a second-tier city in China, and its economy ranks fifth in Guangdong Province. After Shenzhen, Guangzhou, Foshan and Dongguan, the total GDP is 380 billion, but Huizhou has a vast territory! Unbalanced, it can only be barely counted as a city in the Pearl River Delta.

What about the per capita income level? Huizhou's per capita income is more than 30,000, and the income of urban residents is close to 50,000/year. This level basically reaches the average income level of Guangdong Province.

Therefore, in Huizhou, as long as the annual income is above 50,000, that is, the monthly salary is above 4,000, it has reached the per capita level. Generally speaking, food, clothing, housing and transportation are no problem! For a family of three, the total income of husband and wife is more than 65,438+10,000, which can basically support the family. Children spend 20,000 yuan to provide 30,000 houses, 40,000 to eat and wear, and the rest is 6,543.8+0,000 entertainment, which is quite tense. This premise is to buy a house before 20 15. At that time, the housing price in Huizhou city was less than 6000 yuan, and now it is terrible. The average price has reached 10000 yuan, and the better house is 14000 yuan per flat.

If you haven't bought a house yet, you should live a decent life, with an annual income of at least 80,000, and the total income of husband and wife 1.6 million. At least you can visit Caesar, China Trade and Hong Kong Exchange.

In terms of food and clothing, Huizhou is not expensive, mainly because houses, houses and houses decide everything. With a house, you can say anything. In addition, children's consumption is high, and all kinds of cram schools in kindergartens cost a lot of money.

Of course, it is also important to follow personal consumption habits. No waste, no luxury, always a good thing.

Huizhou is also a very livable city. The city is not big, not too noisy and the pace of life is not fast.

How much is the monthly salary in Huizhou, Guangdong Province to live a decent life?

This can't be generalized. A monthly salary of 10 thousand won't do, and a monthly salary of 3 thousand will do. Mainly related to personal consumption expenditure. See if an individual has a fixed mortgage, car loan and other large expenditures. Then the rest is life and daily expenses, which also varies from person to person.

I. Cost of living

Yesterday's (20 19 10 14) ribs have been sold to 37 yuan, pork belly 34 yuan and beef 50 yuan. Any five garlic seedlings are five dollars. It is very important for a family of three to save 50 yuan a day, which is 1500 in a month. It is another matter for a bachelor to live in a dormitory and eat in a canteen.

Unless there are self-built houses in towns or rural areas, I believe that the vast majority of Huizhou's 4.8 million people do not. So you have to rent a house or spend money on it. Therefore, there are property fees, TV+Internet fees, and parking fees average 400/ month. There are also such things as:

Rice, oil, salt, sauce and vinegar tea =300/ month

Coal, gas, water and electricity =200/ month.

Telephone charges, shopping =300/ month

Fuel cost = 800km/ month * 0.5km =400 yuan.

Everyone will have the above common expenses, which are basically calculated according to the minimum standards. A family of three can get about 3 100 yuan in January. Of course, if you don't have a car, you can deduct the parking fee+gas fee, but you can also get a bus card for three people (around 300 yuan).

Second, mortgage loan.

According to the sales data of Huizhou Municipal Bureau of Statistics, in the last five years, the average house price in the city has risen from 5984 yuan to 10692 yuan. Specific to the average price of each district (20 18):

Huicheng District: 10778 yuan

Huiyang District: 12645 yuan

Daya Bay District: 12904 yuan

Zhong Kai District: 8886 yuan.

Take a house of 100 square meter with an average price of 8,000 yuan and a total price of 800,000 yuan as an example, with a commercial loan of 560,000 yuan and a monthly payment of 3,660 yuan in 20 years; The provident fund is combined with commercial loans. If you have a full provident fund loan of 500,000 yuan (both husband and wife need to be registered in Huizhou and have paid the provident fund, otherwise one person can only borrow 300,000 yuan at most), you have to pay back about 3,200 yuan a month.

Third, car loans.

This can be deducted as appropriate, otherwise the monthly payment for a grocery cart will be more than 1600.

comprehensive

Living expenses 3 100+ mortgage 3200+ car loan 1600=7900 yuan.

A standard family of three has a house and a car, and the minimum living standard needs to spend 7900 yuan per month. This does not include hospitality and temporary expenses. The average family always has hundreds of temporary expenses every month. In other words, the family's monthly income needs to be around 8-9,000 yuan, and more than 4,500 yuan needs to be allocated to individuals after tax. Pre-tax salary should be 4500/(1-22.3%) = 5791yuan, calculated at 22.3% of Huizhou Four Gold Payment Standard. It just needs more than 5800 per month.

Of course, everyone's quality of life and state are different. A bachelor living in a dormitory has no room or car. According to the minimum wage in Huizhou, a maximum of 500 rent can be added.

It depends on whether the mortgage has been paid and whether there is a baby. If you pay off the mortgage and have a baby, it is estimated that one month10.5 million, and your life will turn around. Because the monthly mortgage and the baby's expenses add up to almost eight or nine thousand. The remaining money can only maintain normal living expenses. However, the overall salary in Huizhou is very low. There are not many units with a monthly salary of over 10,000. So living in Huizhou is still quite hard.

Although Huizhou is a beautiful city, there are 5A scenic spots in the urban area, such as West Lake and Honghua Lake, all of which are free. There are many other parks and scenic spots, large and small, and people's lives are quite leisurely. But I always feel that the cost of living in this new second-tier city is not much lower than that in first-tier cities.

Living in Huizhou, this will vary from person to person, depending on the situation. If you are single, you can live with a monthly salary of 5,000 to 6,000. The premise is that there is no car loan and no mortgage. If you are married and have one or two children, you are the pillar of the family. Earning 5000 yuan a month will make life difficult, such as family expenses and child support.

After salary tax 12K wife after tax 7K has mortgage, parking space loan, decoration loan and no car loan. Life is still tight. It's hard!

Is it okay? Do you want to eat and drink enough or have a car and a building?

I can only say here that the wages of ordinary workers in Huizhou are generally 3-5k, and they can't get by themselves.

It's hard to say how to spend money with more money and how to live with less money. Not hungry or cold anyway. It is strange that some people live in cities, and the couple have no jobs and no financial resources. They usually play mahjong and are lazy to play mahjong, but they still live a natural and unrestrained life. I don't know what's going on. If you have a high income, you will be poor at the end of the month if you gamble and play mahjong. If you have a low income, save money and make a surplus every month, the key is to see if you keep your money or lose it.

What kind of life do you live? I can't live for more than 2000 a month. I am not alone. Two or three people live a special life of 2000 yuan. The standard of living is not bad. Chicken, duck, fish and eggs can be imported, and there is nothing missing. If you want to be a master, you can't afford it. The standard of living should be determined according to your ability. Never overdraw or moonlight.

You can't live without ten thousand dollars a month.