Shijiazhuang provident fund can also withdraw and pay property fees.

There were many restrictions on the withdrawal of provident fund before, and the relaxation of the rules for the withdrawal of provident fund in Shijiazhuang will alleviate the cash pressure on many people who have no housing to rent a house. There are also many favorable policies to relax the restrictions on the use of provident funds in Shijiazhuang, as shown below.

Unmarried children can withdraw the balance of their parents' provident fund account when they buy a house for self-occupation, and they can also withdraw the provident fund to pay the rent when they rent a house without real estate. 2015165438+1October 18 according to the spirit of the relevant documents of the state and Hebei province, the relevant provisions on the withdrawal of housing provident fund in Shijiazhuang city (hereinafter referred to as the "regulations") were supplemented and revised, focusing on how to withdraw the provident fund for workers without housing, how to withdraw the parents' provident fund for children to buy houses, and.

First, employees without housing can withdraw provident fund when renting a house.

New regulations: For employees who have paid the provident fund in full for three consecutive months, if they and their spouses do not own their own houses in Shijiazhuang and have no record of buying, building, renovating, overhauling or repaying loans, they can withdraw the housing provident fund of both husband and wife to pay the rent when renting commercial housing.

Interpretation: the new regulations simplify the conditions for renting a house to withdraw the provident fund. Before renting a house to withdraw the provident fund, you need to provide proof materials such as the rental contract filed by the police station and the proof of paying the rental tax. Now it is unified and simplified that as long as the family does not have a house card, the paid employees can apply for withdrawing the provident fund to pay the rent.

Information provided: original and photocopy of employee's valid ID card; Copy of spouse's ID card; Original and photocopy of husband-wife relationship certificate; Certificate of family no room issued by the housing management department.

Time and amount of withdrawal: employees and their spouses withdraw once every three months or more, and the amount of withdrawal per person per month shall not exceed 500 yuan.

Second, unmarried children can withdraw their parents' provident fund when buying a house.

New regulations: The "Regulations" clearly stipulate the purchase of houses by children. After April 20 15 and 17, when unmarried children living together buy the first set of ordinary self-occupied housing in this city or work place, parents can withdraw the balance in the housing provident fund account for their children to purchase houses.

Interpretation: The conditions for children to withdraw their parents' provident fund when buying a house are further relaxed, but employees who pay should also pay attention to the withdrawal restrictions of "unmarried cohabiting children" and "buying the first ordinary house within 140 square meters".

Information provided: original and photocopy of employee ID card; Copy of family member's ID card and residence booklet; Single statement of children buying a house; Housing management departments for the purchase of housing children issued proof of housing units; Original and photocopy of the commercial housing sales contract and purchase invoice (or real estate license and deed tax invoice) filed by the housing management department.

Time and amount of withdrawal: employees and their spouses can withdraw the account balance at one time before the signing date of the house purchase contract or the issuance date of the house ownership certificate, and the family withdrawal amount shall not exceed the total paid house purchase price, rounded to 100 yuan.

Three, the full purchase of the first suite within 90 square meters can be withdrawn from the provident fund many times.

New regulations: The "Regulations" clarify that employees can withdraw the first set of housing below 90 square meters (inclusive) several times. Employees who use their own funds to purchase the first set of self-occupied housing of less than 90 square meters and have never used housing provident fund loans can withdraw the balance of their own and their spouses' housing provident fund accounts in installments.

Interpretation: A major change of this new regulation is that it can be extracted multiple times. Previously, the provident fund withdrawal was only carried out before the signing date of the filing contract or the date of the second-hand housing property certificate; Now the new regulations are equivalent to relaxing the possibility of withdrawing the balance of my and my spouse's account from the first house within 90 square meters. However, it should also be noted that the restrictions are: within 90 square meters, the first suite is purchased in full, and the purchase contract date must be after 65438+ last year10.8.

Information provided: original and photocopy of employee ID card; Copy of spouse's ID card; Original and photocopy of husband-wife relationship certificate; Proof of the number of family housing units issued by the housing management department; Original and photocopy of the commercial housing sales contract and purchase invoice (or real estate license and deed tax invoice) filed by the housing management department.

Time and amount of withdrawal: employees and their spouses can withdraw once a year, rounded to 100 yuan, and the total amount of withdrawal shall not exceed the total purchase price.

Four, pay the property fee can also withdraw the provident fund.

New regulations: The regulations point out that starting from 20 15, employees can withdraw the housing accumulation fund to pay the property fee for purchasing an ordinary self-occupied house in the previous year.

Interpretation: Previously, property fees were not allowed to withdraw housing provident fund. The new regulations will also include property fees in the scope of housing provident fund benefits. Each person can withdraw 1 time per year, with the maximum not exceeding 1 000 yuan, which is also determined in combination with the current average level of property fees in our city.

Information provided: original and photocopy of employee ID card; Original and photocopy of the house ownership certificate or house purchase contract; The original and photocopy of the rental agreement shall be provided to the renter. When extracting the spouse, the original and photocopy of the husband-wife relationship certificate with the purchaser or lessee are also required.

Time and amount of withdrawal: employees and their spouses can withdraw once a year, and the amount of withdrawal per person per year does not exceed 1 1,000 yuan.

(The above answers were published on 20 16-0 1-06. Please refer to the actual situation for the current purchase policy. )

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