Job Recruitment Website - Property management - What are the steps to set up a property management company?
What are the steps to set up a property management company?
1, and apply for the approval form of corresponding grade qualification in duplicate;
2. A copy of the business license of the enterprise;
3. A copy of the Articles of Association (provided for the first time);
4. Original and photocopy of the qualification certificate of the property enterprise (not provided for the first application);
5. Copy of capital verification certificate (capital injection invoice provided by industrial and commercial registration) (provided for the first time);
6. Copy of the ID card of the legal representative of the enterprise (provided for the first time);
7, the person in charge of the enterprise, the person in charge of the project (department head) and a copy of the professional qualification certificate of the property management personnel, one for each;
8. Copies of the ID cards and labor contracts of the person in charge of the enterprise, the person in charge of the project (the person in charge of the department) and the management personnel, each person 1 copy;
9 professional and technical personnel title certificate copy, one for each person;
10, copies of professional and technical personnel's ID cards and labor contracts, one for each person;
1 1, social security certificate of professional and technical personnel;
12, an organization chart, with the job title, name and telephone number (provided for the first time) in each level box;
13, copy of organization code certificate;
14. Copy of the property management project contract, one for each project (there is no need to apply for Grade III (tentative) qualification). For residential property projects undertaken after 2003 12, a bid filing form shall be provided;
15, certificate of good management performance (application for second-level qualification);
16. In addition to enterprises applying for Grade III qualification for the first time, other enterprises must also fill in the "Beijing Property Management Basic Investigation System" on Beijing Construction Online;
Qualification application
Apply for the establishment of a property company for qualification identification.
(1) Submission
1, enterprise qualification application
2. Business license;
3. Articles of association;
4. capital verification certificate (registered capital of more than 500,000 yuan);
5, the identity certificate of the legal representative of the enterprise;
6, the legal representative of the enterprise, the general manager's post file, the enterprise economy, technology, finance and other responsible person's post file, the professional title and qualification certificate of enterprise professional and technical personnel;
7. Certificate of fixed office space of the enterprise
(2) Reporting procedures
Submit relevant materials-preliminary examination of county real estate department-report to municipal real estate department for approval and certification.
(3) Legal basis:
1. Paragraph 3 of Article 4 of the Measures for the Administration of the Qualification of Property Management Enterprises: The municipal people's real estate authorities with districts are responsible for issuing and managing the qualification certificates of Grade III property management enterprises, and accept the guidance and supervision of the people's * * construction authorities of provinces and autonomous regions.
2. Measures for the Administration of Qualification of Property Management Enterprises Article 6 A newly established property management enterprise shall, within 30 days from the date of obtaining the business license, submit an application to the municipal people's real estate authorities in the municipality directly under the Central Government where the industrial and commercial registration is located and the municipal people's real estate authorities in the districts with the following documents: (1) Business license; (2) Articles of association of the enterprise; (3) capital verification certificate; (four) the identity certificate of the legal representative of the enterprise; (five) professional qualification certificates and labor contracts of property management professionals, professional title certificates and labor contracts of management and technical personnel.
Property management companies are produced with the development of real estate and the needs of property management. The establishment of a property management company, like other enterprises, must comply with the relevant provisions of the administrative department for industry and commerce and be approved before it can be established.
(A) the qualification of the property management company
The qualification conditions of property management companies are mainly to define, examine and measure the amount of funds, professionals and scale of the properties entrusted by such companies, which is a sign of the strength and scale of enterprises. Due to the different development degree of property management in different regions, the specific qualification conditions are also different. General qualifications mainly include:
(1) The property management company owns or is entrusted to manage the property with a certain construction area. For example, the building area stipulated in Shanghai must be above 1 10,000 square meters.
(2) Having a certain registered capital. As stipulated by Guangzhou, the registered capital must be above 6,543,800 yuan.
(3) Having a company name and articles of association that meet the requirements.
(4) Having a fixed office space and facilities.
(5) Having necessary management institutions and personnel.
(6) It has a business scope that conforms to national laws and regulations.
(7) Be able to bear civil liability independently.
(two) the application materials of the property management company
Domestic enterprises (including state-owned, collective and joint-stock cooperation) shall generally provide the following qualification information:
(1) Report of the competent department on the examination and approval of business qualifications of property management companies.
(2) the feasibility report on the establishment of the property management company and the approval document of the superior competent unit.
(3) management regulations.
(4) Letter of appointment or letter of appointment of the legal representative of the company.
(5) capital verification certificate.
(six) registration and proof of business premises.
(seven) proof of property ownership or entrusted management.
(8) the qualification certificate or certificate of the management personnel with professional and technical titles.
(9) Other relevant information.
Foreign-invested enterprises (including Sino-foreign joint ventures, Sino-foreign cooperation and wholly foreign-owned) shall provide copies of joint venture or cooperation project agreements, contracts and other relevant approval documents in addition to the relevant materials required for domestic enterprises to declare and approve; A wholly foreign-owned enterprise shall entrust an institution with the qualification of a foreign consulting institution in this Municipality to apply for approval.
Except for personal identification and unemployment certificate, other qualification materials of private enterprises are basically the same.
(3) Procedures for applying for the establishment of a property management company
Under normal circumstances, after receiving the qualification examination and approval documents, the property management company shall go through the registration formalities with the administrative department for industry and commerce in accordance with the relevant provisions before opening its business to the outside world. Specific procedures include:
(1) Prepare materials and files according to the above conditions.
(2) Apply to the local real estate authorities.
(3) Apply to the local administration for industry and commerce for enterprise name registration, legal person registration and industrial and commercial registration.
(4) Go to the tax authorities for tax registration, and go to the public security organs (or authorized units) for official seal registration and engraving.
I want to know the steps of registering a property management company.
People's Republic of China (PRC) Company Law Website
:dffy。 /faguixiazai/MSF/2003 1 1/2003 1 1 102 1 1428 . htm
Please refer to the website of "Regulations of the People's Republic of China on the Administration of Company Registration" for relevant issues concerning the establishment of a company.
:news . Xinhua ./fortune/2005- 12/22/content _ 3958 164 . htm
Related questions:
1. What are individual industrial and commercial households? How to handle individual industrial and commercial households? Which certificate should individual industrial and commercial households apply for?
(1) Individual industrial and commercial households: refers to an economic form in which the means of production are privately owned, mainly individual labor, and the income from labor is dominated by individual workers themselves. Individual industrial and commercial households have three organizational forms: individual business, family business and individual partnership business. Because individual industrial and commercial households bear unlimited liability for debts, individual industrial and commercial households do not have legal personality. Individual industrial and commercial households shall register with the local administration for industry and commerce in accordance with the requirements of laws and regulations.
(2) Documents to be submitted for registration
1. Documents and certificates that should be submitted when applying for pre-registration of individual industrial and commercial households;
(1) the applicant's identity certificate or relevant certificates entrusted by the applicant;
(2) An application for pre-registration of the names of individual industrial and commercial households;
(3) Other documents and certificates required by laws, regulations and policies.
2. Documents and certificates to be submitted when applying for industrial and commercial registration of individual industrial and commercial households:
(1) Application for Individual Industrial and Commercial Registration signed by the applicant (fill in the Application Registration Form for Individual Industrial and Commercial Households);
(2) Proof of employees (if the employees in this city operate, they must submit the household registration certificate, including the household registration book and ID card, as well as the relevant certificates of retired and other unemployed people; Personnel from other provinces and cities shall submit their ID cards, local temporary residence permits and family planning certificates for women of childbearing age; A photo.
(3) the certificate of business premises;
(4) Partnership agreement for individual partnership;
(5) proof of family members' relationship in the family business;
(6) Notice of name pre-approval;
(7) Relevant special certificates required by laws, regulations and policies.
(three) individual industrial and commercial households should apply for certificates.
1, business license of individual industrial and commercial households.
2. Organization code certificate.
3. National tax registration certificate
4. Local tax registration certificate
5, a chapter (public, financial, private)
(four) individual industrial and commercial households tax
Generally speaking, the self-employed tax authorities estimate your sales according to their location, scale, number of employees, commodity sales, etc. , and then give tax. No matter how much you earn in the current month, whether you have income or not, you must pay taxes according to the fixed tax amount. The fixed tax of individual industrial and commercial households shall be approved by the tax administrator according to the above situation.
Second, what is a limited company? What about the limited company? What kind of certificate should a limited company apply for? Limited company tax?
(1) A limited liability company, also known as a limited company, refers to an enterprise legal person established by shareholders according to law. Shareholders are liable to the company to the extent of their capital contribution, and the company is liable to the company's debts with all its assets. A limited liability company shall be registered with the local administration for industry and commerce in accordance with the requirements of laws and regulations.
(2) To establish a limited liability company, the following conditions shall be met:
1. Shareholders meet the quorum; (greater than 1 less than 50)
2. Shareholders' capital contribution reaches the minimum statutory capital; (6,543,800 yuan for one-person company and 30,000 yuan for two-person company)
3. Shareholders * * * jointly formulate the Articles of Association;
4. Having a company name and establishing an organization meeting the requirements of a limited liability company;
5. Have a company residence.
(3) Procedures for handling a limited company:
1. The local administration for industry and commerce applies for name pre-approval;
2. The bank opens a temporary account for capital verification to save money for capital verification;
3. The local administration for industry and commerce shall handle the industrial and commercial business license;
4. lettering company lettering; (Enterprises approved by the Public Security Bureau)
5. The local technical quality inspection bureau shall handle the organization code certificate;
6. The local local taxation bureau handles local tax registration;
7. The local State Taxation Bureau handles the national tax registration;
8. The bank applies to open a basic deposit account;
(4) A limited company shall apply for a certificate:
1, industrial and commercial business license (positive and negative)
2. Organization code certificate (front and back)
3, national tax and local tax registration certificate (front and back)
4. One official seal, one special seal for finance and one private seal for legal person.
5. Capital verification report (low for enterprises)
6. A copy of the Articles of Association.
Limited company expenses
1, 30 yuan for name verification.
2. Capital verification fee 1 1,000 yuan (this is 500,000 yuan, and the capital verification is charged according to the registered capital).
3. The industrial and commercial registration fee is 0.08% (charged according to 0.08% of the registered capital).
4. Code certification fee 108 yuan.
5. National tax 100 yuan.
6. Carve 600 yuan (different regions)
(5) The general taxes payable by a limited company are as follows:
1, enterprises generally determine the taxes and tax rates that enterprises should pay according to their economic nature and operating conditions;
2. Enterprises engaged in production, sales, repair and replacement generally have to pay value-added tax, and taxpayers of value-added tax are divided into general taxpayers of value-added tax and small-scale taxpayers (newly established enterprises are all small-scale taxpayers). General taxpayers refer to enterprises with annual industrial income of 6.5438+0 million and annual commercial income of 6.5438+0.8 million. The general taxpayer's tax rate is 654.38+07%, which can offset the input tax on purchased goods. The value-added tax rate of small industrial enterprises is 6%, and that of commercial enterprises is 4%. Value-added tax is declared and paid in the national tax.
3 enterprises engaged in providing taxable services (catering, service, advertising, transportation, consulting, etc.). ), the transfer of intangible assets or the sale of real estate should pay business tax. The tax rate of business tax varies from 3% to 5% according to different industries, and 20% in individual industries, such as Internet cafes. Business tax is paid in local tax.
4. Enterprise income tax: it is a tax levied on enterprise profits, with a basic tax rate of 33% and two preferential tax rates of 18% and 27%. Taxable income (that is, profits recognized by tax authorities) is 33% above100000 yuan, 18% below 30000 yuan, and 27% between 300000 yuan and100000 yuan. There are two ways to collect enterprise income tax: approved collection and audit collection. Audit collection is to calculate the profit based on the income declared by the enterprise MINUS the relevant costs and expenses, and then multiply the profit by the corresponding tax rate to calculate the taxable amount. Approved collection means that regardless of your cost, the tax authorities directly multiply the income by a fixed tax rate (according to different industries), and the obtained amount is regarded as your profit, and then multiplied by the corresponding tax rate according to the amount. The approved levy is generally applicable to small enterprises with imperfect accounting. Enterprises established after June 65438+1 October1in 2002 shall pay enterprise income tax at the national tax. A sole proprietorship enterprise does not pay enterprise income tax, but pays individual income tax in local tax.
In addition, enterprises have to pay some additional taxes and small taxes. Urban construction tax and education surcharge are surcharges of value-added tax and business tax. As long as the latter is paid, the surcharge will be paid by multiplying the amount paid by the corresponding tax rate. Urban construction tax is divided into 7% (urban area), 5% (county and town) and 1% (other) according to the location of the enterprise, and the additional tax rate for education fee is 3%. Small taxes include stamp duty and property tax. In addition, the personal income tax of employees is withheld. These additional taxes and small taxes are paid in local taxes.
1, declare and pay taxes to the tax authorities on time every month (1- 10). Even if you don't need to pay taxes if you don't start business, you should declare it at zero, otherwise you will be fined (more than RMB 0/00 per day).
2. The tax registration must be completed within one month after the business license is processed.
3. The business license shall be inspected regularly from March to June every year.
4. The annual inspection of code certificate is 1- every April.
Tips: declare the tax to the tax authorities on time every month (monthly 1- 10). Even if you don't need to pay taxes if you don't start business, you should declare it at zero, otherwise you will be fined (more than RMB 0/00 per day). Tax registration must be completed within one month after the business license is processed. Conduct annual inspection of business license from March to June every year.
3. What is the difference between individual industrial and commercial households and limited companies?
(1) Debt difference:
A limited company shall be liable for the company's debts with all its assets, and the shareholders shall bear corresponding responsibilities with their capital contributions. Individual industrial and commercial households bear unlimited liability for debts.
(2) Tax differences:
The main differences are:
Generally speaking, the self-employed tax authorities estimate your sales according to their location, scale, number of employees, products sold, etc. , and then give tax. No matter how much they earn in the current month, whether they have income or not, they must pay taxes according to a fixed tax.
However, limited companies require enterprises to have sound accounting and bookkeeping, and pay taxes according to the income declared by enterprises themselves. If they have income, they won't pay.
You can refer to the article through this link:: niponan.bokee./tb.b? diaryId= 15528 107
What books should a property company buy to set up an employee library? Books on property management regulations, local property management regulations, psychology, management, finance, engineering, electric power, greening, emergency and so on.
What are the rights and responsibilities of property management companies?
1, according to the relevant laws, regulations and policies, combined with the actual situation of the residential area, formulate the residential property management measures; 2, according to the entrusted management contract and the relevant provisions, collect property management fees and other related expenses, and in accordance with the provisions of the escrow and use of ontology maintenance fund;
3. Have the right to maintain the public order and environmental appearance of this community and stop illegal acts;
4. Choose a franchise company to engage in special business activities;
5. Have the right to ask the owners and the owners' committee to assist in the work;
6, the implementation of diversified business, with its income to supplement the property management fee;
7. Have the right to modify or improve facilities and devices with unreasonable and inefficient settings;
8. Other rights granted by property management laws and regulations.
Second, the obligations and responsibilities of the property management company:
1, for the purpose of owner service, pay attention to social, economic and environmental benefits;
2, according to the standards stipulated by the municipal housing management department and the property management contract;
3. Accept the supervision of the owners' committee and owners;
4. Organize or assist community cultural activities;
5. Collect the management fee payable by the owner according to the regulations;
6. Keep the residential environment clean, hygienic and beautiful;
7. Keep the appearance of the house clean and unified;
8. Responsible for the collection and removal of community garbage;
9. Responsible for the greening of the community;
10, responsible for vehicle and traffic management in the community;
1 1, repair, maintain and ensure that the facilities and equipment such as fire fighting system, drainage system, exhaust system and computer room in the community are in good working condition;
12, stop the behavior of destroying the community structure, and order the responsible person to restore the original state, and the responsible person shall bear all the expenses arising therefrom;
13. Stop damaging public facilities and equipment, and order the responsible person to repair or compensate, and the responsible person shall bear all expenses arising therefrom;
14. Remove any illegal articles that do not conform to the owners' convention, and charge the illegal owners or non-owners users the expenses arising therefrom;
15. Stop anyone from occupying or using public facilities, equipment and public places in any way without permission;
16, stop anyone from illegal marketing in the community and persuade them to leave the community;
17. Property management companies can handle insurance related to community management in the name of community management office. Owners involved in the interests of the owners' units should take out insurance on their own.
18. Responsible for all owners of this community to negotiate with * * and other relevant departments on the rights and interests of this community or related legal proceedings;
19. Take all measures to stop and correct the violations, non-compliance or non-performance of the owners' convention by owners and non-owners users.
What is the purpose of the property management company? There should be only one: "serving the owners", and there can be no other non-shares, of course, under the condition of ensuring the treatment and implementation cost of property management personnel and departments!
What is the registered capital of setting up an animation company? What are the steps to establish? Concise and to the point. hello
Animation companies mainly look at what projects you do.
If it is only the business scope of animation design, then the registered capital of 30,000 yuan can be registered.
If you want to produce and distribute comics, you need a minimum registered capital of 3 million.
I suggest you don't check online. The regulations vary from place to place. If you really want to register, go directly to the lobby of the local industrial and commercial bureau.
There will be a flow chart and a one-time notice, which is simple and clear.
What role does property informatization have for property companies? Make the office more concise, charge more conveniently, and improve the owner experience. The ultimate property management software to realize centralized, flat and refined management.
Can the owner's illegal property company sue for illegal construction? The owners of illegal buildings violated the rights of other owners. From the legal rights and obligations, the property management company is not a party, but this does not mean that the property management company has no obligation. According to Article 46 of the Property Management Regulations,
Obligatory property service enterprises that stop and report illegal acts shall stop acts that violate laws and regulations such as public security, environmental protection, property decoration and use within the property management area, and report to the relevant administrative departments in a timely manner. After receiving the report from the realty service enterprise, the relevant administrative department shall stop the illegal act or deal with it according to law.
What are the steps to set up a company? First, choose the form of the company:
An ordinary limited liability company needs 2 or more shareholders with a minimum registered capital of 30,000 yuan. Since June 1 2006, the new company law allows 1 shareholders to register a limited liability company. This special limited liability company is also called "one-person limited liability company" (but there will be no "one person" in the company name and "sole proprietorship by natural persons" in the license), which requires minimum registration.
If you invest and start a business in partnership with friends and relatives, you can choose an ordinary limited company with a minimum registered capital of 30,000 yuan; If it is the sole shareholder, choose a one-person limited liability company with a minimum registered capital of 65,438+10,000 yuan.
Second, the steps of registering a company:
1. Name verification: Go to the Industrial and Commercial Bureau and get an Application Form for Pre-approval of Enterprise Name, and fill in the company name you want. The Industrial and Commercial Bureau will search online (the intranet of the Industrial and Commercial Bureau) to see if there are duplicate names. If there is no duplicate name, you can use that name and issue the Notice of Pre-approval of Enterprise (Brand Name). This step charges 30 yuan. 30 yuan can help you find five names, many of which are repeated, so you don't have to try common names to avoid wasting money.
2. Rent a house:
Rent an office in a special office building. If you have your own factory or office, some places are not allowed to work in residential buildings. After renting a house, you should sign a rental contract and ask the landlord to provide a copy of the real estate license.
After signing the rental contract, you have to go to the tax bureau to buy stamp duty, and the tax rate is one thousandth of the annual rent. For example, if your annual rent is 65,438+00,000 yuan, you need to buy stamp duty of 65,438+00 yuan and post it on the front page of the rental contract. Any place that needs to use the rental contract in the future needs a copy of the contract with stamp duty.
3. Write "Articles of Association":
You can download a sample of the Articles of Association from the website of the Administration for Industry and Commerce, and just modify it. The Articles of Association shall be finally signed by all shareholders.
4. Carving private seals:
Go to the place where the seal is engraved on the street and carve a private seal. Tell them about carving a corporate seal (square). The cost is around 20 yuan.
5. Obtain the "Bank Confirmation Letter" from the accounting firm:
Contact the accounting firm and get the "bank confirmation letter" (it must be the original, and the accounting firm will stamp it with a fresh seal). If you are not clear, you can look at the classified advertisements in the newspaper. There are many advertisements in accounting firms.
6. Go to the bank to open a company capital verification account:
All shareholders bring their own shares to the bank, their articles of association, the name verification notice issued by the Industrial and Commercial Bureau, the personal seal of the legal representative, the ID card, the money for capital verification and the blank inquiry letter form to the bank to open a company account. You have to tell the bank that it is a capital verification account. After opening a company account, each shareholder will deposit the corresponding money into the company account according to his own capital contribution. The bank will issue a payment slip to each shareholder and stamp the bank seal on the confirmation letter.
Note: According to the Company Law, when registering a company, investors (shareholders) must make full contributions, which can be in the form of loans (namely RMB) or physical objects (such as automobiles), real estate and intellectual property rights. All you do in the bank is make a monetary contribution. If you have physical objects, real estate, etc. As a capital contribution, you need to go to an accounting firm to evaluate its value first, and then make a capital contribution based on its actual value, which is rather troublesome. So I suggest you take money directly to make a contribution. No matter what means you use to get the money, whether you borrow it or not, you only need to pay the capital contribution in full.
7. Processing the capital verification report:
Take the shareholder's payment form issued by the bank, the inquiry letter sealed by the bank, the company's articles of association, the notice of name verification, the rental contract and the copy of the real estate license, and go to the accounting firm to handle the capital verification report. The general expenses are around 500 yuan (the registered capital is less than 500,000 yuan).
8. Registered company:
Obtain various forms of company establishment registration from the Industrial and Commercial Bureau, including the application form for establishment registration, the register of shareholders (promoters), the registration form of directors, managers, supervisors, legal representatives, designated representatives or entrusted agents, etc. Fill it out and submit it to the Industrial and Commercial Bureau together with the Notice of Name Approval, Articles of Association, Rental Contract, Copy of Property Ownership Certificate and Capital Verification Report. You can get the license in about three working days. The cost is around 300 yuan.
9. With the business license, engrave the official seal and financial seal at the engraving institution designated by the Public Security Bureau. In the following steps, you need to use the official seal or financial seal.
10. Handling enterprise organization code certificate:
With the business license, go to the Technical Supervision Bureau to apply for the organization code certificate, and the fee is 80 yuan. It will take half a month to get this certificate, and the Technical Supervision Bureau will first issue a pre-acceptance code certificate file, which can be used to handle the following tax registration certificate and basic bank account opening procedures.
1 1. Go to the bank to open a basic deposit account:
With business license and organization code certificate, go to the bank to open basic deposit account. It is best to do it in the same branch of the bank that did the capital verification at the beginning, otherwise a capital verification account fee of 100 yuan will be charged.
Opening a basic deposit account requires a lot of forms. You'd better take everything you can, or you'll have to make many trips, including the original business license, ID card, organization code certificate, public property stamp and legal person stamp.
When you open basic deposit account, you need to buy a cipher (since the second half of 2005, most banks have this requirement), and the cipher needs 280 yuan. In the future, your company will need to use a cipher to generate passwords when writing checks and withdrawing money.
12. tax registration:
After receiving the license, you should go to the local tax bureau for tax registration certificate within 30 days. General companies need to apply for two kinds of tax registration certificates, national tax and local tax. 40 yuan 80 yuan.
When handling the tax registration certificate, you must have an accountant, because one of the materials required by the tax bureau is the accounting qualification certificate and ID card. You can hire an accountant first. The * * * accounting salary that a small company has just hired is generally enough in 200 yuan.
13. Apply for purchase invoice:
If your company sells goods, you should apply for an invoice in the national tax, and if it is a service company, you should apply for an invoice in the local tax.
Finally, it opened. Pay attention to tax returns on time every month. Even if you don't need to pay taxes if you don't start business, you should declare it at zero, otherwise you will be fined.
You may be worried about two things:
1. The company must establish a sound accounting system. You might be worried that you won't. What should I do? The newly established company has less business and less accounting workload. You can hire an accountant to help you set up an account in the company every month. Two or three days is enough, you can pay him about 200-500 yuan.
2. Tax amount of the company:
Business tax: the company that sells the goods is subject to VAT of 4% of the invoice amount; Companies that provide services shall collect business tax at 5% of the invoice amount.
Income tax: the enterprise income tax of 18-33% is levied on the net profit of the enterprise. The profit of small companies is not much, generally 18%. For enterprise income tax, bookkeeping is very important. If you have a lot of profits in your account, the tax rate will be high. Therefore, you usually need to invoice for the purchase of equipment, and you can keep the ticket for eating and taking the bus, which can be used as the operating cost of your enterprise.
The difference between the two taxes: business tax is a tax on turnover. No matter whether you make money or not, you will only be taxed if you make a deal and issue an invoice; Income tax is a tax on profits, and profits are the money left after deducting various costs from turnover. Income tax will only be levied if you earn money.
There are many other taxes, but the money is not much, mainly the above two, especially the income tax is very high.
1. Give priority to loan support and issue credit loans appropriately. Increase the support of college graduates' self-employment loans, and financial institutions will give priority to credit support to those who can provide effective asset mortgage (pledge) or high-quality customer guarantee.
For college graduates' entrepreneurial loans, college graduates can be the main borrowers, and guarantors can provide corresponding joint guarantees for their families or immediate family members' stable income or effective assets. For those with good credit standing and guaranteed repayment, credit loans shall be appropriately issued on the basis of controllable risks.
2. Simplify the loan procedures. By simplifying the loan procedures, the credit line is reasonably determined and used within a certain period of time.
3. Preferential interest rate. Give some preferential interest rate support to the venture loan, and depending on the degree of loan risk, it can float down or up appropriately on the basis of the legal loan interest rate.
I want to register a property management company. What steps do I need to take? 1, name verification 2. Apply for a business license (three certificates); Carve the seal 3. The bank opened four in basic deposit account. Enable basic account 5. Tax declaration and payment.
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