Operating property loan interest calculation Operating property loan calculator

If you want to try to calculate the information of "monthly payment/loan interest" for reference, please go to the home page of China Merchants Bank and click "Financial Calculator"-"Personal Loan Calculator" on the right to try to use the benchmark interest rate of current loans for trial calculation.

If you apply for a personal loan at China Merchants Bank, you can check the execution interest rate of the existing loan through mobile banking. Please log in to Mobile Banking: Version 4.0, click My-One Card-My Loan-Personal Loan Inquiry, select the loan to be inquired, click the drop-down option on the right, and then click Loan Inquiry-Loan Details to view the current interest rate. Version 5.0, click My-All-My Loan-Inquiry-Personal Loan Inquiry to view it.

Bank loan interest rate calculator

There are many kinds of bank loans, including housing loans, car loans, consumer loans, commercial loans, credit loans and so on. Different types of loans use different loan calculators. In order to make your calculation more convenient, it is recommended that you log in to Rong 360 online loan computer, select the calculator you need and calculate the principal and interest.

Current latest loan interest rate:

(The quick calculation is 6,543,800 yuan; The quick calculation result of average capital is the customer's first month repayment amount)

1 year -6.00%, with equal principal and interest of 860.66. Up 10%-6.6%, with equal principal and interest of 863.42. Up 15%-6.9%, with equal principal and interest of 864.8 1.

5-year term -6.4%, equal principal and interest 195. 19. Floating 10%-7.04%, equal principal and interest 198.20. Floating 15%-7.36, equal principal and interest 198.

10 -6.55%, with equal principal and interest 1 13.80. Floating upward 10%-7.2 1%, with equal principal and interest of117.6548437.

Store loan interest rate calculator

The loan amount is144,000 yuan, the term is three years, the interest rate is 5.94%, and the five-year interest rate is 6.336%. The monthly payment of equal principal and interest is 4376.85 yuan, with total interest 13566.43 yuan and total repayment 157566.43 yuan. The average monthly capital contribution is 47 12.8 yuan, the total interest is 13 186.8 yuan, and the total repayment amount is 157 186.8 yuan.

Shops can only apply for commercial loans, and cannot enjoy the preferential treatment of provident fund loans. Generally, the loan interest rate of shops will rise above the benchmark loan interest rate 10%, the benchmark loan interest rate for loans over five years is 4.9%, and the loan interest rate for shops is 4.9% 1. 1 = 5.35%.

There are three types of medium and long-term loans: one to three years, of which the annual interest rate is 6. 15% and the commercial loan interest rate of shops is 6.765%; Three to five years, including five years, the annual interest rate is 6.4%, and the commercial loan interest rate of shops is 7.04%; The annual interest rate for more than five years is 6.55%, and the commercial loan interest rate for shops is 7.205%.

Bank of China loan interest rate calculator

Please pay attention to the official account of "Bank of China Micro-Banking" WeChat, select the function of "Microfinance-Function Hall-Financial Tools and Information Inquiry-Loan Calculator" in the menu below, and enter the calculation conditions according to the page prompts for inquiry.

The above contents are for your reference. Please refer to the actual business regulations.

Loan interest calculator 20 16

Loan calculator provided by commercial banks

This kind of calculator is characterized by relying on the bank website platform and high credibility; The disadvantage is that the calculation conditions are simple, mainly theoretical calculation, regardless of reality. For example, the calculation formula of daily interest rate is generally: daily interest rate = annual interest rate/360; The calculator provided by the bank is generally calculated according to 365, which is different from the actual situation.

Second, the loan calculator provided by the real estate website

This kind of loan calculator is generally based on the loan calculator on the bank website, with little or no change, and its shortcomings are similar to the previous article.

The loan calculator pays interest first, and then pays the principal in one lump sum.

Commercial loan calculator

1. Equal principal and interest: calculate the monthly fixed repayment amount through the formula or mortgage calculator (below the fixed formula), then calculate the current month's interest according to the interest rate, the fixed repayment amount minus the interest is the current month's principal, the remaining principal of the next month is the interest, then the fixed amount minus the interest is the principal payable in the second month, and so on.

Online calculator of loan interest rate

Then you can raise the interest rate of the loan calculator: after several attempts, you will find that the interest rate of 16.2 1% is the same as the monthly repayment amount stated by the mortgage agency, so the actual interest rate is 16.2 1%, not 9%. There is no need to learn IRR formula at all, and the actual annualized interest rate can be calculated immediately through the mobile phone. Interest first, then funds.

First, the mortgage interest, and then this calculator.

To calculate the monthly repayment amount after calculating the loan interest, you only need to multiply the loan principal by the daily interest rate and then by the number of months. For example, Xiaokui borrows 10000 yuan, the daily interest rate is 0.5 ‰, and the repayment period is 12 months. With the repayment method of interest first and principal later, I only need to repay about 1150 yuan (100000.05%30) every month before1month.

First, the bank loan interest, and then the calculator.

The actual monthly repayment 10000 divided by 12=833.33, plus 75 yuan interest, the monthly repayment is 908.33 yuan. Don't think about what's going on, just open the calculator to verify it: at the annualized interest rate of 9%, the monthly payment is 874.5438+0 yuan, which is different from that of the mortgage institution. Then you raise the interest rate of the loan calculator:

The interest before the principal loan deceives people.

With the help of the above formula, we can substitute the known loan amount, monthly interest rate and repayment period to calculate the total loan interest. Of course, we can also get loan interest through some online equivalent principal and interest calculators. Loan products-the repayment method is interest first, then interest, and interest first and then capital is also a common repayment method, which is common in short-term banks.

8% after interest is equal to the same amount. ...

3. Equal principal repayment is relatively rare in credit. Monthly repayment amount = (loan principal/repayment months) (principal-accumulated amount of repaid principal) × monthly interest rate. _ Use the mortgage calculator. 4. Equal interest, such as 300,000 yuan, three years, with a monthly interest rate of 0.6%. Monthly payment is interest on principal. The principal is 300,000.36 = 8,334 yuan, and the monthly interest is.

Calculation formula of interest before principal repayment

At present, there are four main repayment methods of loans: average principal, equal principal and interest, one-time repayment of principal and interest, and interest before principal. Then let's take a look at the interest of different repayment methods respectively. For example, if someone borrows 6,543,800 yuan, and the loan interest rate is calculated according to the national benchmark interest rate (the interest rate of the loan for one year is 4.35%), then the loan for one year.

Interest online calculator

One-time repayment of principal and interest: loan principal loan interest rate term =100004.35%1= 4350 yuan; 2. Interest before principal: loan principal loan interest rate term =1000004.35%1= 4350 yuan; 3. Equal principal and interest average capital repayment method: the calculation formula is as follows: the total amount corresponding to the equal principal and interest repayment method is calculated by the loan calculator.

Calculator of real interest rate before principal

Assuming that the annual interest rate of the loan is 4.9%, the total interest generated by these methods is (the loan formula is too complicated, so you are advised to use the loan calculator directly): average capital: 49204 1, equal principal and interest: 570665, interest first, capital later: 97999. To sum up, under the same conditions, interest comes first, then capital.

The loan calculator pays interest first, then the cost.

The first part of the preface "Learning to calculate the real interest rate of loans" introduces the basic knowledge of loans and the types of loans. This paper introduces the simple algorithm of the real interest rate of the loan and how to match the loan that suits you best. Second, the simple algorithm of loan interest rate 1, the premise of using the mortgage calculator is to know the nominal interest rate of the loan.

This concludes the introduction of the calculator for operating property loans and the calculation of interest on operating property loans. I wonder if you found the information you need from it?