Job Recruitment Website - Property management - How to inquire whether the real estate license has been loaned or mortgaged?
How to inquire whether the real estate license has been loaned or mortgaged?
If you want to inquire about the mortgage information of the real estate license (including: the name of the owner of the house, the number of the real estate license, the date of registration and approval, the building area, the design purpose of the house, the source of rights, whether the house is mortgaged or not, etc.), you must bring your personal identity certificate and real estate license to the local archives or the window of the Housing Authority to inquire.
A house can't be mortgaged without a real estate license, so you should buy it carefully without a real estate license. With the real estate license, the house can not only guarantee its own rights and interests, but also be used for mortgage loans, which can be used for loans whether doing business or doing other things.
Extended data:
If you apply for a mortgage or loan, you will have other warrants.
The certificate of other rights refers to the certificate of rights issued by the housing management department and held by the mortgagee after the registration of other rights. Other rights of real estate are the rights of other groups or individuals except the property owner and the owner of * * * *, and the certificate of other rights is held by the owner of other rights.
On the property ownership certificate, there will be a record of the contents of other rights, indicating the obligee of other rights, the type of rights (such as pawning right and mortgage right), the scope of rights (the housing scope of other rights), the value of rights (the rental price of other rights), the term of rights (the lease term) and the date of cancellation (the date when other rights disappear), and these contents will also be indicated on the certificate of other rights.
According to Article 52 of the Guarantee Law, mortgage and secured creditor's rights coexist. When the creditor's rights disappear, so does the mortgage right. The real estate is mortgaged, that is, without canceling other warrants, the right to dispose of the real estate is restricted, and legal transactions cannot be conducted without the consent of the mortgagee, and relevant procedures such as property transfer cannot be handled.
Baidu encyclopedia-other warrants
Changde City Real Estate Management Bureau-Main responsibilities of Changde City Real Estate Management Bureau
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