Second-hand housing sales promotion process

The advance payment process of second-hand housing sales is as follows:

1. Before signing the house sales contract, the buyer and the seller must first determine the transaction intention, and it is necessary to stipulate in the contract the source of the advance payment and who will pay the service fee.

2. After the signing of the house purchase and sales contract, if the guarantee company or other financial institution needs to make advance payment, it is necessary to prepare the house purchase and sales contract and the identity documents of both parties and hand them over to the staff of the advance payment party for handling.

3. After receiving the payment information from both parties, the staff will go to the bank to verify the seller's loan balance, and then go to the Housing Authority to verify the property mortgage.

4. After the verification is completed, the prepayment party shall apply for the prepayment, and the prepayment shall be made after the examination and approval procedures are completed.

5. After the bank mortgage is paid off, the bank will issue a loan settlement certificate, and the house owner and the lender need to carry this certificate to go through the registration formalities.

6. When the purchaser goes through the loan purchase formalities, both parties shall pay their own fees and deliver the property. Yoshiya real estate encyclopedia, buying a house needs more knowledge.