How about Nanning commercial housing provident fund loan?

1. The housing accumulation fund shall be paid in full and on time for more than 12 months (inclusive) from the date of loan application, and the last payment month from the month of application shall not exceed two months.

Two, have a stable occupation and income, have the ability to repay the loan principal and interest on schedule, and have a good credit status.

Three, there is a valid purchase contract or agreement. If you buy a first-hand house, you should apply for a loan within one year of the advance registration of real estate; To buy a second-hand house, you should apply for a loan within one year after obtaining the property right certificate; To build a house, you should apply for a loan within one year after obtaining the approval documents of the relevant departments and building more than one floor (inclusive); If a commercial loan is converted into a provident fund loan, you can apply for a loan after obtaining the property right certificate.

Four, the loan applicant and his family in the administrative area of Nanning only one set of housing, and the housing construction area is within 120 square meters (inclusive), allowing them to apply for personal housing loans using the housing provident fund when purchasing a second set of housing with a construction area of 144 square meters (inclusive).

5. If the loan applicant and his family have used the housing provident fund personal housing loan and settled it, and there is no room or the only housing construction area is within 120 square meters (inclusive), they are allowed to apply for the housing provident fund personal housing loan again when purchasing the housing with the construction area of 144 square meters (inclusive).

Handling materials:

Loan terms:

First, loan applicants still have to pay the provident fund normally.

Two, the main structure of the housing purchased by the loan applicant must be capped.

Processing flow:

Handling location:

Nanning provident fund management center

Office address: 5th floor, Block D, Nanning Citizen Center, No.33 Yudong Avenue, Liangqing District (loan applicants who buy houses in Wuming, Hengxian, Binyang, Shanglin, Mashan and Long 'an counties should go to the housing provident fund management department of the county where the house is located).

Office hours of the Civic Center: 9: 00 a.m.-12: 00 a.m. and 13:00- 17:00 p.m. from Monday to Friday (except legal holidays).

Sales department:

Qingxiu business department

Address: No.1 19- 1 No.1, Zhongtian Century Garden, Changhu Road, Qingxiu District, Nanning, No.3 and No.4, the second floor of Zone A.

Xingning business department

Address: No.23 Jinan Road, Xingning District, Nanning

Jiangnan business department

Address: No.5 Courtyard, Dancun Road, Nanning

Xixiangtang business department

Address: 4th Floor, Keyuan Sub-center, Nanning Municipal Affairs Service Center, No.6 Wu Dong Road, Keyuan Avenue, Nanning.

Yongning business department

Address: Floor 1, No.35-1Hongxing Road, Yongning District

Liangqing business department

Address: Floor 5, Block D, Nanning Citizen Center, No.33 Yudong Avenue, Liangqing District, Nanning

Management department:

Wuming management department

Address: Next to the sales department of Jinyu Huafu, Huangge Road 12, Biaoying New District, Wuming District, Nanning

Hengxian county management department

Address: Longxiangyuan, Longchi New City, Jasmine Avenue, Hengzhou Town, Hengxian County (opposite to the new industrial and commercial bureau) (530300)

Binyang management department

Address:No. 1 1 2, West Row, Commercial City, Plaza New District, Binyang County (530400).

Longyan management department

Address: Tai 'an Street 102, Chengxiang Town, Long 'an County (530700).

Mashan management department

Address: Middle Section of Fu Qun Road, Baishan Town, mashan county (opposite to mashan county Aquatic Animal Husbandry Bureau) (530600).

Shanglin management department

Responsible for the collection, extraction, management, accounting, interest calculation, reconciliation, personal housing loan issuance, management and recovery of housing provident fund within the jurisdiction;

Address: Jincheng Avenue, Shanglin County (near the fund-raising building of the Industrial and Commercial Bureau/the new address of the Armed Forces Department) (530500)