What are the conditions for purchasing Oriental Jiayuan housing with provident fund loans, and the transaction process of second-hand housing?

Hello, I'm glad to answer your question about Oriental Jiayuan Community.

The conditions for purchasing the house in Dongfang Jiayuan with provident fund loans include: 1. The borrower must have an account in the city where oriental home is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied houses in oriental home, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged to purchase the Oriental Jiayuan loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Oriental home second-hand housing transaction process: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. Original house ownership certificate of oriental home; 4. The original Oriental Jiayuan sales contract signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, the original certificate of custody of the transaction settlement funds of Oriental Jiayuan shall be submitted; Original certificate of deed tax payment or tax reduction or exemption in oriental home; 7. The number of people reconsidered is+65,438+0, and the name of the property owner on the house registration form and house floor plan is on the property right certificate of oriental home.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!