Second-hand housing fund custody process

The second-hand house is paid in full, and the fund supervision process is as follows: the buyer and the seller sign the second-hand house sales contract, and the buyer and the seller demand the transaction fund supervision service; The buyer pays the full amount of the transaction, and the money is directly credited to the fund supervision account, which is supervised by the bank. At the same time, the Buyer and the Seller sign the Agreement on Fund Supervision between the Buyer and the Seller; The buyer and the seller go through the formalities of tax payment and transfer; After the transfer formalities are completed, according to the authorization of the buyer and the seller, the bank will allocate the payment according to the instructions. Second-hand housing mortgage loan, the fund supervision process is as follows: the buyer and the seller sign the house sales contract, and the buyer and the seller put forward the demand for transaction fund supervision service; Banks review the qualifications of buyers and sellers and sign loan-related contracts with buyers; Evaluate the real estate and determine the down payment amount according to the evaluation report; The buyer pays the down payment, and the money goes directly into the fund supervision account, which is supervised by the bank. At the same time, the Buyer and the Seller sign the Agreement on Fund Supervision between the Buyer and the Seller; The buyer and the seller go through the formalities of tax payment and transfer; After the transfer formalities are completed, the bank will allocate the down payment according to the authorization of the buyer and the seller and the instruction; After seeing the seller's title certificate, the bank will pay the final payment to the seller.

legal ground

"Measures for the Administration of Commercial Housing Lease" Article 7 The parties to housing lease shall conclude a lease contract according to law. The contents of a house lease contract shall be agreed upon by both parties, and generally include the following contents: (1) the names and residences of the parties to the house lease; (2) Location, area, structure, ancillary facilities, furniture, household appliances and other indoor facilities; (3) The amount and payment method of rent and deposit; (four) the purpose and use requirements of the leased house; (five) the safety performance of houses and indoor facilities; (6) Term of lease; (seven) housing maintenance responsibility; (eight) payment of property services, water, electricity, gas and other related expenses; (nine) dispute resolution and liability for breach of contract; (10) Other agreements. The parties to a house lease shall stipulate in the house lease contract the measures to be taken when the house is expropriated or demolished. The construction (real estate) management department may, jointly with the administrative department for industry and commerce, formulate a model text of the house lease contract for the parties to choose.