Meishan, as a third-tier city near Chengdu, how about real estate investment?

In the process of buying a house, many people feel that as long as conditions permit, they should buy a bigger house. Compared with a small house, a big house is more comfortable. According to Bian Xiao's years of experience, the bigger the house, the better. The most rational approach is reasonable layout, clear division of labor and sufficient. Now that work and life are busy, young people have less time to stay at home and enjoy themselves. Going home is mainly for rest, so Bian Xiao thinks that everything should proceed from reality, and a smaller area is more cost-effective.

It is understood that in investment, everyone likes to choose 20 square meters to 90 square meters, but the most suitable one-bedroom small apartment should be between 35 square meters and 55 square meters, while the two-bedroom apartment is about 80 square meters. The 20-square-meter apartment obviously feels too cramped and too small to live in. A one-bedroom apartment of more than 60 square meters is somewhat wasteful and unnecessary. If you want to rent, you will find that the rent of 50 square meters in the same building is not much different from that of 80 square meters, but the price can be about 1/3 more when you buy it.

Cheap products may not bring more benefits.

Some investors will choose some second-and third-tier cities to buy multiple properties when economic conditions permit, just because they think the house price is cheap and worth investing. As a result, when you want to change hands, you will find that such an investment practice is wrong.

Bian Xiao has a friend who made some money because of his successful venture. On a trip, he found that the house price in Xi 'an was very cheap, so he bought three properties, 1 independence, and the other two were used for investment. These three properties, two on the second floor and one on the top floor, all face west. The house price is really cheap, and he thinks it is worth investing. As a result, when I want to resell it now, I find that this investment is wrong. One set was sold on the second floor, but almost no money was made. He wanted to make compensation on another set of 1, but the price was set high. Many people saw it, but no one wanted to buy it. Since then, friends in Bian Xiao often say: "Buying real estate is low in input cost and easy to get. If there is income, it is worth investing, not cheap."

3. Whether the house payment is mortgaged depends on the situation.

Of course, in addition to the above points, mortgage is also the most considered by buyers. The traditional concept of the older generation is "debt-free", but now many young people also have psychological obstacles to "debt". Most people prefer one-time payment to mortgage loan when buying a house, thinking that mortgage interest is relatively high and uneconomical. For investment, it is most important to measure the gap between interest rate and income. Although developers like the one-time payment of property buyers most, and even the preferential rate of one-time payment is greater, as an investment, the most important thing is not to bear the interest rate, but to let the money in hand flow as much as possible, so that the money can make more money for themselves, not for developers.

4. Which direction is more cost-effective?

A commodity building for sale may have apartment types in all directions, but the apartment types suitable for investment are generally not ideal. Most of the units facing south are the largest units in the building, and there are fewer small and medium-sized units. If there is, most of the prices will be higher. So when the possibility of facing south is relatively small, you can settle for the second best and choose the apartment facing east. The price facing east will be lower than that facing south, but it is better than the objective conditions in other directions, and the cost performance will be higher, which will not affect the basic living. When renting a house, orientation has little to do with rent and has little impact.

5. Low floors do not necessarily mean that there is no market.

At present, the development of real estate is basically high-rise or small high-rise, and 90% of small huxing will be arranged at the high level. A 20-story building, with the same apartment type and the same construction area, the total price of each floor will increase by several thousand yuan to several tens of thousands of yuan. Generally speaking, the higher the scenery and lighting conditions, the better, but it also has high shortcomings, such as the greater the wind, the less you can open the window at will; It takes more time to go upstairs and downstairs by elevator; Not suitable for acrophobia patients. On the contrary, although the scenery on the lower floor is less and not bright enough, the lower the operating cost of the elevator on the lower floor, the tens of yuan can be saved every month, which is also a lot of wealth over time. Although the high floor is more expensive than the low floor when buying a house, the rent has little to do with the floor when renting a house, so you don't have to blindly pursue the high floor when buying a house. From an economic point of view, it is more cost-effective to come down.