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What does it mean to restrict the purchase of houses?
Buying a house process:
1. Prepare to buy a house: to buy a house, you must first estimate your actual purchasing power according to the financial strength and repayment ability, and determine the location, area, price, floor and orientation of the house according to the needs of work and life.
2. House selection: The continuation of the preparatory work can be inquired from newspapers, television, internet or related real estate websites, and buyers need to integrate the advantages of the three media. Check the listing information comprehensively and carefully.
3. On-site: Housing selection is a highly technical job. Before choosing a house, you should know the basic knowledge of floor area ratio, greening rate, pool and apartment type.
4. Negotiate and sign a sales contract: after the target is determined, enter the negotiation stage of substantive contact with the seller. Negotiating and signing a sales contract is the most important link in the process of buying a house. Both buyers and sellers should put their rights and obligations into words, especially the key terms such as the area of the house, payment method and property status.
5. Apply for a loan: Second-hand houses can apply for commercial loans. According to one's own financial resources and various conditions of the house purchased, comprehensively consider the amount and duration of the loan. Intermediary companies should assist in handling loan procedures in accordance with relevant bank regulations.
6. Transfer of property rights: the name of the original seller should be changed to the name of the new buyer. Relevant materials need to be prepared under the guidance of the intermediary company, and then the warrant personnel will assist in the formalities of property right transfer.
7. Check-in: The expenses of water, electricity, gas, cable TV, heating and property fees of the purchased house shall be settled, and the buyers and sellers and the intermediary company shall sign the Property Delivery Form for the record.
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