Is it risky to build a unified building in Shenzhen? What are the transaction processes for building a unified building?

Recently, the handling of buying a house has become the most critical thing, but many times, people often have some unexpected situations because they don't know enough. In this way, it is not only risky, but also makes them lose a lot. Is there any risk in Gai Lou? What are the transaction processes of unified building? Recently, the handling of buying a house has become the most critical thing, but many times, people often have some unexpected situations because they don't know enough. In this way, it will not only be risky, but also cause huge losses, so at the beginning, it is necessary to clarify the type of real estate in advance. So is there any risk in Gai Lou? What are the transaction processes of unified building?

Is there any risk in Gai Lou?

No, unified construction means unified construction, which refers to the houses invested and allocated by the State Planning Commission, the State Construction Committee and the Ministry of Finance during the period from 1973 to 1986, and organized unified construction management, and allocated for use according to national investment indicators. Unified housing is a kind of real estate for collective land construction, and its land belongs to collective ownership instead of state-owned land.

1. At present, the unified building in Shenzhen generally refers to the residential building planned and built by the village committee on the village collective land, which is mainly distributed to the villagers and generally not for sale. But there are also unified houses with relatively large living area and a large number of houses. Some houses will be sold to the outside world and transferred by the village Committee, and the price is much lower than that of ordinary commercial houses in Shenzhen.

2. The unified building of Shenzhen village committee is a building developed and built by the village committee and then sold to villagers or other individuals. The small property houses involved in the village Committee also belong to the village Committee. The village Committee has no real estate license and needs to make a one-time payment in the second-hand transaction, which is witnessed by the village Committee.

What are the transaction processes of unified building?

1. After the seller and the buyer reach the transfer agreement, determine the transaction price of the house.

2. Go to the house registration and certification hall to sign online, and provide the original identity certificates of the buyer and the seller and the house ownership certificate.

3. Paying taxes and fees: The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example: area, house location, etc.

4. Go through the formalities of property right transfer. After the Buyer and the Seller complete the registration of ownership transfer in the house registration hall, the Buyer will go to the house registration hall again to get the certificate after 10 working days.

For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit, evaluate the house that both parties want to trade, determine the buyer's loan amount, and then approve the buyer's loan. After the two parties complete the registration of property rights change, the bank will issue a one-time loan.

6. After the seller delivers the house and settles all the property fees, the house purchase and sale transactions of both parties are completed.

The above contents mainly describe: Do I have any risks to Shenzhen Uni-President Building? What are the specific introductions of the transaction flow of Uni-President Building? Among the types of houses, there are countless special types of houses, and it is difficult to see them all clearly. A good solution is to look at several houses that you care about. The unified building was recently built. From the risk point of view, this kind of building is not very big, and it can still be traded with confidence.