Can I buy a house with comprehensive land?

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Land nature is divided into residential land, commercial land and comprehensive land. According to the regulations, houses built on different land have different service life, loan provisions, living costs and household registration. Therefore, property buyers should be clear about the nature of the land they buy when buying a house, so can a house with comprehensive land be bought? What are the disadvantages of comprehensive land use? Let's take a look!

A house with comprehensive land can be bought:

Comprehensive land refers to land with two or more different uses in the same parcel, such as commercial and residential comprehensive land, scientific research and design land, etc. The State Council Decree No.55 stipulates that comprehensive or other land has a 50-year transfer period. As long as the certificates of comprehensive land use are complete, it can be bought and sold or mortgaged.

What are the disadvantages of comprehensive land use?

1, service life

According to the regulations of the State Council, the residential land is 70 years; Industrial land for 50 years; Commercial, tourism and entertainment land for 40 years; Comprehensive or other land use for 50 years. The due country has the right to recover the land and the attachments on the ground. Although 50 or 70 years seems to have little impact on the owners, the property law does not specify whether the right to use the property on comprehensive land can be automatically renewed when it expires. Therefore, it is still risky to buy commercial and residential buildings on comprehensive land.

2. Transaction taxes and fees

The deed tax for the first purchase or transfer of ordinary houses is 1.5%, while the comprehensive land is as high as 3%; At the same time, the state levies property tax and land value-added tax, and the standard of commercial housing will be much higher than that of ordinary housing.

3. Mortgage method

Most houses with comprehensive land cannot apply for provident fund loans. Houses with 50-year or 40-year property rights can only get 50% to 60% of the mortgage, and the longest loan period is only 10 year.

4. Houses with comprehensive land use have higher daily living costs than ordinary houses, such as water, electricity and heating. According to the regulations on the use of public buildings, these fees are also charged at commercial prices.

Summary: The above is about whether the house with comprehensive land can be bought and the disadvantages of comprehensive land, hoping to bring help to friends in need. If you need to know more about it in the future, please pay attention to Qijia. com。

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