Real estate mortgage Commissioner

I. Commissioner of Real Estate Mortgage

The mortgage specialists in other places don't know. Let me briefly talk about the main tasks of Country Garden Real Estate Mortgage Commissioner:

1. Learn about the mortgage policy and interest rate from the cooperative bank before the house opens for sale, and conduct sales training;

2. After the customer handles the mortgage, check it in time, check for leaks and fill vacancies, submit the purchase contract, filing form and other materials, and urge to pay the owed materials and hand them over to the bank;

3. Supervise the sales consultant to follow up and make up for the customers who have not applied for mortgage and paid their debts by themselves;

4. Collate and hand over the real estate pre-mortgage registration materials to the Development Department for approval;

5. Attend payment meetings, sort out mortgage and payment reports, hand over the information of difficult customers to the Legal Department, and support the opening of other projects. Things are more complicated, and it may be necessary to undertake more work in other departments due to lack of manpower and other reasons.

6. Mortgage access, urging the bank to examine and approve, and returning the loan to the finance department;

Filing and pre-mortgage belong to the development department;

Property ownership certificate shall be returned to customer relations department;

Belongs to the Ministry of Justice;

But they all need the cooperation of the mortgage Commissioner and colleagues in the marketing administration department, so it's still quite hard.

Second, how is the work of the real estate mortgage Commissioner?

1. Review the customer information to be mortgaged.

2. Submit the information of buyers and sellers with complete mortgage information to the bank for approval. If it is a first-hand house, the developer's information will be submitted to the bank for review in advance.

3. Responsible for coordinating and communicating with intermediary companies and banks on mortgage-related work.

4. Responsible for completing the mortgage registration of the housing exchange.

5. After the mortgage formalities are completed, the bank passes the examination and approval, then goes to the housing exchange for transfer, and finally takes out the real estate license registered by mortgage and gives it to the bank for loan. The mortgagor returns the information. What belongs to the customer shall be returned to the customer, and what belongs to the company file shall be kept by the company file.

6. The relevant information of the first-hand house for the real estate license shall be handed over to the real estate license accreditation officer after the customer pays the deed tax and maintenance fund.

In the case of ensuring that the risks are within the company's tolerance, we will help customers to complete the mortgage work to the maximum extent and speed up the company's capital turnover.

Third, # Bank Mortgage Commissioner # First-hand housing bank mortgage which company is recruiting, is the treatment poor? ...

It depends on which city you are. Some big real estate companies, such as Vanke Evergrande Country Garden Rong Sheng, are recruiting, but it is generally more likely that this position will be sent abroad.