How to borrow money in Xiao 'an era? What conditions can I apply for?

Wage-earners: 1, generally no more than two job-hopping within two years, self-employed individuals with stable occupations and units, 2. Self-employed individuals who have worked continuously in their current units for more than six months and have paid social security/provident fund/tax bills for more than six times: business license for more than two years; If the customer is a member of the household/house/car mortgage loan scheme, the business license of 1 year or above is enough.