_ Why is Taikang's medical insurance particularly expensive?

Taikang's medical insurance is particularly expensive because of two major points: social security reduction and hospitalization. Details are as follows:

1, social security relief: ordinary millions of medical insurance products, after social security reimbursement, set the relief of ordinary hospitalization 10000 yuan, that is, individuals need to reach 10000 yuan at their own expense to touch the reimbursement of millions of medical insurance, but why is Taikang's medical insurance particularly expensive? Taikang medical insurance can be regarded as an offset of 65438 because of social security reduction. After a serious illness, it is likely to achieve seamless connection after reimbursement through social security, which is impossible for many ordinary millions of medical insurance, and the deductible is lower, which also explains why Taikang's medical insurance is particularly expensive;

2. Hospitalized hospitals are not limited: Taikang Million Medical Insurance is not limited to the general departments of designated hospitals recognized by the state as public secondary and above basic medical insurance, but can also be used in Taikang Tongji Wuhan Hospital, Taikang Xianlin Gulou Hospital, Beijing Taikang Yanyuan Rehabilitation Hospital, Shanghai Taikang Shenyuan Rehabilitation Hospital, Guangzhou Taikang Yuan Yue Hospital, Chengdu Taikang Shuyuan Hospital, Wuhan Taikang Chu Yuan Rehabilitation Hospital and Suzhou Taikang Wuyuan Rehabilitation Hospital, with a wide range of hospital protection;

If it is medical insurance, the international department and special needs department of the hospital can be expanded. It is the comprehensive department of the designated hospital and its affiliated international medical care, special needs medical care, VIP medical care, foreign guests medical care or similar departments and departments, excluding Taikang affiliated hospitals with medical institutions whose main functions are rehabilitation, nursing, recuperation, abstinence, detoxification or similar functions.

Because of this, because hospitals are not restricted, public designated hospitals above the second level can be reimbursed, and Taikang's own hospitals can be reimbursed, which can expand the medical insurance of the international department and special needs department of the hospital, which is more expensive than other ordinary types of millions of medical insurance.